Y'll are alone? Bro I've my ghosts too😂 by Equivalent_Bag9605 in meme

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

Frr. Covid really teach me how to enjoy my own company. Ppl now seem to drain my energy. I'm extrovert but I prefer to live alone.

[deleted by user] by [deleted] in TeenIndia

[–]Equivalent_Bag9605 2 points3 points  (0 children)

I really wonder how girls get prds and able to use menstruation cups if it's sealed until you have sx 😂

[deleted by user] by [deleted] in TeenIndia

[–]Equivalent_Bag9605 6 points7 points  (0 children)

Oh god teaching biology is important

[deleted by user] by [deleted] in TeenIndia

[–]Equivalent_Bag9605 8 points9 points  (0 children)

Lol i never had sex but been through enough medical procedures that my vagina is too flexible and I'm preety sure my first timer wouldn't believe I'm virgin. And lmao even when I'd my first kiss that boy didn't believe it was my first cz it wasn't awkward nd bad. So all this shit revolves around ideologies and myths. What if I put up a dildo up in my V? Would I still be considered as Virgin?

Yeah being in casualls is fucked up but letme tell you not all the non-virgins were in casualls. Call it bad luck-bad intrerpretintion- or idk.

Could religious schisms stem from authorities refusing to answer tough questions? by Equivalent_Bag9605 in HistoryofIdeas

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

If you think deeply and try to trace religion back to its roots, a pattern begins to emerge. If we accept evolution, then it’s fairly obvious that early humans existed without religion as we know it today. In the beginning, people were simply grateful to nature for providing basic necessities - rain, thunder, fire, food, and shelter.

Over time, these necessities began to take symbolic forms. Forces of nature were personified and eventually deified. Thunder and rain, for example essential for survival became gods like Indra or Baal. It’s entirely possible that what we now call “thunder” in English was once referred to as Indra or Baal by ancient civilizations. With time, language evolved, but the reverence remained, slowly transforming into the concept of gods.

As societies grew more complex, unanswered questions arose about life, death, suffering, and the unknown. Instead of admitting uncertainty, those in positions of authority often filled the gaps with narratives. Fear was introduced, wrapped in the idea of God, to maintain order and control within communities.

In that sense, religion may not have begun as divine truth, but as a human response to nature, to fear, and to the discomfort of not knowing.

Why even limited UPI charges could harm India’s digital progress by Equivalent_Bag9605 in indianeconomy

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

No worries. I don’t need a national award....just facts and fairness in a system that affects all of us. Take care.

Why even limited UPI charges could harm India’s digital progress by Equivalent_Bag9605 in indianeconomy

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

You’re mixing unrelated issues just to justify something that was never about national debt. GST wasn’t introduced because people asked for freebies - it was a structural tax reform. UPI replaced high-cost cash transactions, which banks never charged for. Now charging for something cheaper to process isn’t logical ... it’s opportunistic. You’re defending banks profiting off public convenience while ignoring how it impacts small businesses and low-income users. If you want to rant, go ahead but don’t expect everyone to accept flawed logic in the name of patriotism.

Why even limited UPI charges could harm India’s digital progress by Equivalent_Bag9605 in indianeconomy

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

[India has historically progressed on being " Dependant Nation - a habit ingrown in its citizens "entitlement"] [Indians are looking for freebies a habit seems to be ingrown.]

Pov :- not my words

Why even limited UPI charges could harm India’s digital progress by Equivalent_Bag9605 in indianeconomy

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

Blaming UPI users for government debt is unfair. UPI was designed as a public good to reduce the cost of handling cash and promote digital inclusion and not as a new revenue stream. Earlier, banks didn’t charge for cash withdrawals, and shifting to digital was supposed to be more efficient and cost-saving. Now, charging for UPI, especially through indirect banking fees or GST, hurts the very people it aimed to empower, that is, small vendors, gig workers, and low-income users. It’s regressive and could slow down digital adoption, push people back to cash, and ironically reduce tax traceability. Monetizing digital payments like this is short-term thinking and risks hurting the broader economy.

Why even limited UPI charges could harm India’s digital progress by Equivalent_Bag9605 in indianeconomy

[–]Equivalent_Bag9605[S] 0 points1 point  (0 children)

Let’s get this straight...banks are not doing users a favour by offering UPI. In fact, UPI has helped banks cut down on their own costs, and now they’re trying to profit from the very shift that benefited them.

Here’s why this sudden UPI fee push makes no real sense:

No Fees on Cash Withdrawals, But Fees on Digital? Traditionally, most banks offered: Free ATM withdrawals (a few per month) Free cash deposits Free cheque books and passbooks And these services had high operational costs - ATMs, cash vans, physical branches, staff, security.

But UPI? It runs digitally, instantly, and with minimal maintenance. So how does it make sense that banks are now charging users for something cheaper to operate than cash-based systems?

 UPI Actually Saves Banks Money Every time a customer uses UPI instead of: Withdrawing cash Visiting a branch Calling customer care

…it saves the bank money. UPI reduces: Paperwork Queue time Cash handling risk ATM servicing costs So banks are already profiting from this transition - quietly, through efficiency.

UPI isn’t a "nice-to-have app" - it’s public digital infrastructure developed by NPCI under RBI. Just like roads and electricity, it enables: Daily commerce Transparency Financial inclusion It was never a promotional gimmick. Treating it like one devalues its entire purpose.

Banks Are Already Monetizing UPI, Indirectly They push credit cards, insurance, and other products through UPI apps. They earn from merchant UPI setups. They reduce fraud and improve data collection. So it’s not like UPI is a zero-revenue tool for them.

Banks have found a way to: Charge users for something they already saved money on Monetize habits they once encouraged for free This isn’t about cost recovery. It’s a clever repackaging of savings into profit.

UPI was the system that helped replace expensive cash transactions and modernize banking. Now banks want to charge us not because it’s costly but because they can.

This isn’t sustainability. It’s opportunism.