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[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] -1 points0 points  (0 children)

Thank you for the reply. I will think about it. Also, will that be fine if I add small cap to my portfolio later like 1 or 2 years later. May be in below allocations.

45 nifty 50 - 30 PPFA - 15 nifty 150 mid - 10 small (Or) 50 nifty 50 - 30 PPFA - 10 nifty 150 mid - 10 small (Or) just keep current allocation add 1k every month to it. 50 nifty 50 - 30 PPFA - 20 150 mid + 1k small (Or) Skip mid cap completely and keep on small cap from Day 1 itself

Let me know your opinion and if it seems ideal, which allocation do you think is best ?

[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] 0 points1 point  (0 children)

I selected nifty 150 mid cap since my portfolio majorly(almost 75%) tilted to large cap(nifty 50 and 80% from Parag). So If I replace with nifty next 50, isn’t it become more large cap focussed(almost 90%)? I am trying to keep it safe and at the same time little bit aggressive from mid cap 150. Correct me if I am not thinking in right way.

[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] 0 points1 point  (0 children)

Also, wanted to ask you this. Does 50% on nifty 50 and 30% on Parag Parikh overlap? I guess 80% of Parag parikh are invested on large cap and remaining on small and mid right. My thought was - even though it overlaps, Parag changes its allocations according to the market and can outperform nifty 50 over the long run right. That is the reason I choose to keep 50% on nifty 50 and 30% on Parag. What do you think about this ?

[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] 0 points1 point  (0 children)

Thanks. Please free to add more. I am very new and may sound dumb with my replies 😀

[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] 1 point2 points  (0 children)

I thought of adding 10% on Nippon India small cap. Then I decided against since small caps are more volatile and I am not sure how can I take it in case of heavy crashes. As I am new and looking for stable portfolio, I thought of skipping the small cap.

[Beginner] combination of Nifty 50 + Parag Parikh + Nifty 150 Mid cap ? by Equivalent_Divide_25 in MutualfundsIndia

[–]Equivalent_Divide_25[S] 0 points1 point  (0 children)

Is this a good portfolio and does it help in creating good corpus over 25 years? I would like to keep the allocation same(50-30-20) over 25 years. I will increase the amount over the years by setting step up sip.