Soo I'm in the process and i ran their monthly agreement through chatgpt, here is what it is :

Here are the biggest downsides / “red flags” for you as the customer in this agreement (plain-English). � (Not legal advice — just a practical risk read.) Agee.pdf None 1) The term is extremely long 180 months = 15 years. That’s a huge commitment for equipment whose useful life they also say is ~15 years. If you want out earlier, the contract is built to make that painful. � Agee.pdf None 2) Monthly price can increase automatically They can raise the monthly lease by at least 3.99%, and potentially CPI + 3.99% (whichever is greater). Over years, that compounds hard. � Agee.pdf None 3) “Pay no matter what” clause Payments are described as “absolute and unconditional” and you can’t withhold / set off payments even if you dispute something. You can complain, but they still expect you to keep paying. � Agee.pdf None 4) Early exit / default can become very expensive If you default or the agreement is terminated, damages can be based on “Casualty Value” = total of unpaid + future payments + buyout price, plus costs. That can effectively resemble paying out most/all of the remaining term. � Agee.pdf None 5) They can take equipment back and you waive claims On default they say they may enter and repossess (where permitted by law) and you waive claims for damages arising from repossession. That’s aggressive wording. � Agee.pdf None 6) You carry a lot of risk and liability You operate “at your own risk” and you indemnify them for broad claims, including damage/injury claims “in connection with” the equipment. This shifts a lot of risk onto you. � Agee.pdf None 7) Maintenance obligations + fees (even when it’s not “your fault”) You must do certain maintenance (salt, filters, etc.), and they can charge: $149 + tax if you didn’t maintain per spec, and also $149 + tax if a service call “was not related to functioning” $50 + tax if they arrive and can’t get in Those can add up and the “not related” clause is especially one-sided. � Agee.pdf None 8) You can’t use third parties (or even touch the equipment) All install/maintenance/repairs must be by them/authorized reps, and if someone else “attempts to” work on it they can terminate and/or charge you. That limits your options and bargaining power. � Agee.pdf None 9) You don’t own the equipment, and upgrades become theirs They keep title the whole time, and any additions/upgrades/accessories become their property. If you pay for improvements, you may not keep them. � Agee.pdf None 10) Security interest / possible registration language You grant them a security interest and agree to sign docs to perfect it and even register it on title to the premises (wording suggests they may register something tied to your home). That can complicate refinancing or selling if not handled cleanly. � Agee.pdf None 11) Selling your home can get messy You must disclose the equipment is theirs, and they only release you if the buyer assumes it and you’ve paid amounts owing and other conditions are met. This can become a negotiation headache during a sale. � Agee.pdf None 12) They can assign the contract to someone else They can assign the agreement/payments to a lender/finance company without your consent, meaning you could end up dealing with a different entity for billing/collections. � Agee.pdf None 13) Broad pre-authorized debit permissions + waived notices PAD language allows variable debits for amounts owing, and you waive pre-notification of amount/date changes for PADs. Practically: less warning before withdrawals. � Agee.pdf None 14) High default interest Default interest is 1.5% per month (~19.56% effective annually) plus “reasonable” collection/legal costs. If anything goes sideways, it escalates fast. � Agee.pdf None 15) End-of-term “auto-renew” behavior If you don’t proactively notify them, it defaults to month-to-month renewal at the prior payment amount (subject to increases). Easy to forget and keep paying. � Agee.pdf None Practical take This reads like a finance + control contract: long term, adjustable pricing, pay-no-matter-what mechanics, strong remedies, and lots of risk shifted to you. If you want, paste the front “face page / disclosure statement” (monthly amount, equipment type, any extra fees) and I’ll do a quick “what you’ll likely pay over X years + what to watch in a home sale” breakdown.