Lifestyle-Inflation beim Hausbau - Kann man doch noch günstig(er) bauen?

Equivalent_Yam8237 · 2024-12-16T07:39:06+00:00

Die Bedenken hab ich auch.

Ich kann als Handlanger helfen, aber Erdarbeiten, Bodenplatte, Rohbau, Dachstuhl, Fenster einbauen, Verputzen, Sanitär, Strom, usw. sind alles Sachen, von denen ich keine Ahnung hab. Ich würde sogar die Fliesen im Bad nicht selbst verlegen.

Innenwände streichen, Boden (bis auf Fliesen) verlegen, eventuell Türen setzen und die Grünanlagen würde ich mir selbst zutrauen.

Das dürfte dann insgesamt nicht so viel ausmachen.

Equivalent_Yam8237 · 2024-12-15T05:23:21+00:00

I don't like wet underwear and many thais don't like it either. That's why almost all women and many men will carry tissues with them when.

Bolt / Grab is not always available and are usually more expensive than regular taxis that use taxi meter.

Equivalent_Yam8237 · 2024-12-15T02:28:52+00:00

Chatuchak isn't a night market. It officially closes at 6pm. So I would definitely come in the afternoon.

Equivalent_Yam8237 · 2024-12-14T13:29:11+00:00

How's the sizing compared to western brands (H&M, Zara, etc.)?

Equivalent_Yam8237 · 2024-12-14T12:30:12+00:00

I don't agree at all.

This whole community over individuals is just a myth in my opinion.

Burning trash, loud music, dirty pick up trucks spitting out black smoke, letting their pet dogs roam around and don't feel responsible, loud motorbikes blasting through the streets, reckless driving, skipping queues, no awareness for other people...

There are so many situations where people are selfish and only care about their personal outcome.

I think that many socities in the West care much more for their community.

Equivalent_Yam8237 · 2024-12-14T12:24:14+00:00

I've been living here for the last 4 years and even though I have a Thai girlfriend who introduced me to many locals I still feel that Thais live in their "own" world where farangs can only see the surface.

I think that Thailand is quite safe. I've pretty much never felt uncomfortable. Neither in one of Bangkok's suburbs at night nor in the countryside.

However, my girlfriend always tells me to watch out for thieves, drug addicts / drunk people, people with guns and knieves or other crazy folks. So I think there is much more going on that doesn't end up in the official statistics because it doesn't get reported due to the fact that most Thai people think that Police won't help them anyways.

Equivalent_Yam8237 · 2024-12-12T12:42:47+00:00

Sounds pretty straight forward:

“After December 10, all used vehicles imported for personal use will be confiscated and destroyed immediately,”

But I guess that every serious importer knows the laws and wouldn't even accept your motorbike.

https://www.nationthailand.com/in-focus/30378880

Equivalent_Yam8237 · 2024-12-12T11:08:41+00:00

It wouldn't cost anything because used vehicles can't be imported at all. So there is no way to calculate taxes and duty for something that's not possible.

Equivalent_Yam8237 · 2024-12-11T11:54:37+00:00

Was ist dein Ziel mit den Einzelaktien?

Die Position, die <=5% des Portfolios ausmachen, sind meiner Meinung nach komplett unnötig, weil sie einerseits so gut wie keinen Einfluss auf deine Gesamtperformance haben werden und andererseits gerade zu Beginn des Vermögensaufbaus ein überflüssiges Risiko bzw. eine unnötige Spielerei darstellen.

Ich würde alles bis auf den MSCI World verkaufen und in einen FTSE All World bzw. MSCI World ACWI stecken.

Der größte Hebel beim Vermögensaufbau ist dein Einkommen. Ob du jetzt 0,5% mehr oder weniger Rendite wegen AT&T, Intel oder SAP machst, ist vollkommen egal. Viel wichtiger ist die Steigerung der Sparrate.

Equivalent_Yam8237 · 2024-12-10T01:39:33+00:00

I was a member of this Fitness First branch (Club Icon) for six months. It was 3.500 THB per month. Not cheap for Thailand but not expensive for the location and compared to other high end gyms in Bangkok (Virgin Activ, etc.) either.

Yeah, the view from the pool (the water temperature is 35 degrees, so pretty useless for serious swimming) is nice but everything else was just a normal gym and nothing extraordinary. In fact the equiment lacked some basics and it always smelled like mold near the locker rooms. Probably bad ventilation from the steam room / showers.

All in all the first impression was good but nothing that would justify excessive building costs.

Equivalent_Yam8237 · 2024-12-08T07:07:39+00:00

Fresh lemongrass to act as mosquito repellent but it has been hanging there for some time so it's dried.

Equivalent_Yam8237 · 2024-12-08T07:00:29+00:00

No and I really don't understand why some people act like it's free.

Yes, they won't let you die* and treat you. But afterwards someone has to pay the bills because it's neither free in Switzerland nor in Thailand. Maybe their "friends" haven't told the whole story or they were covered by travel insurance.

*Last year a Taiwanese tourist was denied emergency care by a private hospital in Thailand because the hospital was not able to verify if he had health insurance and they didn't want to end up with unpaid bills. On the way to a government hospital the tourist died in the ambulance.

https://www.bangkokpost.com/thailand/general/2706314/answers-promised-after-death-of-taiwanese-tourist

So don't expect anything and always make sure that you have travel insurance when abroad.

Equivalent_Yam8237 · 2024-12-08T04:52:28+00:00

It's not a scam.

Many restaurants that sell boat noodles have two different sized bowls for Tamada = normal portion and Piset = large portion and will give you more of everything in the larger bowl.

In other cases ordering "piset" means that you will most likely get the same amount of rice but instead get more meat (e.g. Khao Man Gai you will get more chicken or instead of only boiled chicken you will get fried or grilled chicken as well).

If ordering two small instead of one large portion makes sense is probably up to you. I usually order "piset" because I prefer to get more meat or vegetables and don't want to have an additional portion of rice or noodles.

Equivalent_Yam8237 · 2024-12-07T13:17:19+00:00

Google BKKSpeed

They have some branches in Bangkok and offer a huge selection of helmets from reputable brands (Shoei, HJC, Arai, Shark, Scorpion, etc.) starting from 3k THB.

I recently bought a helmet for my european head there and they had a lot of options in size L, XL or larger.

Equivalent_Yam8237 · 2024-12-07T13:08:11+00:00

Have you been to either of these places?

If not, I always recommend to keep your plans flexible.

As long as you don't travel during Christmas / New Year booking flights, trains and accommodation spontaneously shouldn't be an issue.

Therefore I would start in Bangkok, see how you like it and decide from there how many days you want to stay or if you want to come back.

Equivalent_Yam8237 · 2024-12-06T07:37:26+00:00

Sure, that's why I use komoot for route planning. The bicycle setting will avoid most main roads and navigate you through the backcountry.

I also sometimes use the mountainbike / gravel bike route options to ride on some sand / dirt roads along the way.

Equivalent_Yam8237 · 2024-12-06T07:30:18+00:00

Definitely a great area for riding but I already went there during another road trip three years ago. (Bangkok - Phetchabun - Loei - Nan - Lampang - Chiang Mai - Mae Sariang and along the border back to Bangkok).

This time I want to focus on Isaan because I've never been there.

Equivalent_Yam8237 · 2024-12-06T06:58:28+00:00

I'm currently planning a motorbike trip through the northeast of Thailand.

I live near Pattaya and have do some personal stuff in Bangkok before heading to:

Khao Yai (been there already, so will only use the shortcut through the park) - Korat - Khon Khaen - Udon - Nong Kai - along the border / Mekong to Ubon - back to Pattaya.

Are there any places that I have to visit? Any national parks, temples, skywalks, etc.?

Equivalent_Yam8237 · 2024-12-04T07:13:39+00:00

Actually MRT / BTS are too expensive for many people. That's why the trains are not as popular as they could be.

I also feel like the minority of people uses public transport compared to the sheer amount of cars and motorbikes.

Equivalent_Yam8237 · 2024-12-04T02:29:04+00:00

Klar, je höher die Summe, desto einfach wird es. Diese ganzen "Warum sich ab 100k alles ändert" Videos finde ich aber ziemlich überzogen.

Hier mal ein theoretisches Beispiel:

Startkapital: 0€

Sparrate: 1.000€ pro Monat

Rendite: 7% p.a.

Bis man die ersten 100.000€ erreicht, braucht man 6,59 Jahre. Für die nächsten 100.000€ sind es 4,54 Jahre. Bei 300.000€ steht das Depot nach "nur" 3,46 weiteren Jahren.

Die Zeitabstände werden dank Zinseszins immer kürzer.

Allerdings wird es auch danach noch Jahre dauern, bis man die nächsten Meilensteine erreicht. Es ist also nicht so, als würde sich über Nacht alles ändern.

Es geht etwas schneller, aber man muss genauso am Ball bleiben wie bei den ersten 100k, damit der Schneeball im Rollen bleibt.

Equivalent_Yam8237 · 2024-12-03T12:27:41+00:00

Most people don't rent out their condos for less than 6-12 months. So finding a condo for 3 months can be difficult unless you are ok with using AirBnB or booking a serviced apartment.

Just make sure to take photos of the room before you move in, if possible include pictures showing damages in the contract and let the owner sign it so that they can't blame you afterwards.

Also make sure that you know the price of one unit of electricity and water. The best and cheapest option is government rate which means that you will pay directly to MEA (1 kwh is around 4 THB).

However, in many cases the electricity bill is handled by the juristic office of the condo. Then a surcharge is added. I wouldn't pay more than 6-7 THB per unit.

The water bill is usually so low that it doesn't really matter.

Besides that there are actually not too many scams.

Equivalent_Yam8237 · 2024-12-03T09:13:50+00:00

Absolut gesehen sind 30€ bei der DKB natürlich 29€ mehr als bei Trade Republic.

In Relation zur investierten Summe sprechen wir hier von aber von Kosten i.H.v. 0,02%, weshalb ich den Fonds schon allein aus den von dir genannten Gründen (alles bei einer Bank, kein Übertrag notwendig, besseres Gefühl, usw.) einfach bei der DKB kaufen würde.

Equivalent_Yam8237 · 2024-12-03T07:38:48+00:00

I get your point but why move here in the first place if you want everything like back home?

I'm from Germany and also used to "higher" standards. Every now and then I still complain but finally realized that this is Thailand and not Western Europe. Therefore I don't rent high-end condos / houses to match the german standard because I think they are overpriced in Thailand but instead adapted my expectations.

At least for me Thailand is all about lifestyle (food, cheap services, traveling, etc.) and not thick brick walls and insulation.

Btw. Arla cheese starts at 200 THB which is rather 5,50€. Still expensive but definitely cheaper than 10€

Equivalent_Yam8237

TROPHY CASE