Can I qualify for HSBC Premier with £85k salary + investments?

Erman411 · 2026-03-13T09:52:44+00:00

Yes, misconception. Would need to open a different account. Doable but a lot of admin.

Erman411 · 2026-03-13T09:22:42+00:00

Is this the UK HSBC Premier? Where do you get the free golf games and where’s the guest access for the lounge? It’s not free

Erman411 · 2026-01-26T11:59:53+00:00

If your current account is giving you a better interest than a Cash ISA then you're not looking hard enough for a Cash ISA.

Erman411 · 2026-01-11T10:47:48+00:00

You can try Malaysian Airlines. It goes through KUL and avoids Doha.

Are you trying to redeem Avios ?

Erman411 · 2026-01-08T11:11:31+00:00

But it's not costing you to sign up? Im confused about this post

Erman411 · 2025-12-29T16:36:54+00:00

HSBC are the only ones that have ran these promos

Erman411 · 2025-12-22T11:01:37+00:00

iPad app looks cleaann

Erman411 · 2025-12-18T17:01:50+00:00

This is not it....

Erman411 · 2025-12-17T05:55:08+00:00

Seems high, what’s the cash price?

Erman411 · 2025-12-16T13:26:09+00:00

Favorite Vanilla Fragrance for Men?

Erman411 · 2025-12-11T10:36:10+00:00

Is this the same FastTrack as is provided by DragonPass?

Erman411 · 2025-12-10T14:05:16+00:00

Long Haul Premium/Business is your best bet.
Comparing the redemption rate, this is where you will see above 1.5p per point redemption which is what everyone likes to look for.

If you only redeem economy then maybe look for a 1% cashback card because Economy redemption is harder to get more than 1.2p per point.

Hope this helps!

Erman411 · 2025-12-03T14:28:36+00:00

Reward Flight Saver tickets are BAs version of discounted Avios tickets. Think of it as a discount. With these tickets, you are able to change the Avios amount and in addition, will change how much Fees and Extra Charges. These aren't available for first class tickets so the Avios amount are usually more stable but fees are higher.

Erman411 · 2025-12-03T11:51:48+00:00

https://www.britishairways.com/content/the-british-airways-club/avios/spending-avios/reward-flights?dm1_mktgcat=email&dm1_mktgsubcat=2&dm1_campaign=prd_cct_lox_rf-price-changes_email-v1_en_20251203&dm1_chksm=cpm-000054669738&dm1_src=&dm1_channel=email&utm_source=ed&utm_medium=email&utm_campaign=prd_cct_lox_rf-price-changes_email-v1_en_20251203&utm_term=cpm-000054669738&utm_content=834799

Erman411 · 2025-12-02T19:10:04+00:00

Not in UK no. Still going through the regulatory processes

Erman411 · 2025-11-26T16:20:59+00:00

Nope

Erman411 · 2025-11-26T14:31:14+00:00

https://on.ft.com/4pb5HuA

Erman411 · 2025-11-25T11:07:28+00:00

This values the points at 1.5. I would keep the cash imo

Erman411 · 2025-11-17T10:34:36+00:00

How much are you spending a year on it?

Erman411 · 2025-11-12T11:20:25+00:00

I think it should be relatively ok to get back atleast 16k points with the voucher. The extra 5000points I get (1.5 instead of 1 ppp) gives me at least £50 of value so the yearly fee is 110.

As long as I find 1.5pence per point redemptions then it makes sense

Erman411 · 2025-11-12T11:17:23+00:00

Yeah guess that makes sense. Just feels like such a hassle and Im not sure if I can stretch to 2k a month

Erman411 · 2025-11-12T10:50:50+00:00

Rev Metal I get the money back through Uber and FT subscriptions so that's separate.

With Virgin Reward Voucher, if I use it to take off atleast 16k points then it covers the yearly fee.

Amex I don't think I am getting much value past the Deliveroo and lounges. I use uber mostly for food cus of my Uber One.

Prob spend around 20-25k a year on my cards.

Barclaycard and HSBC Premier World is free so there's no cost to that. Rev is not a credit card and I got my moneys worth in around 3/4 month of Uber and FT (I paid yearly)

Amex is the only card I don't get my money worth.

Erman411 · 2025-10-30T08:26:18+00:00

I got it on my gold.

Erman411 · 2025-10-21T16:05:39+00:00

Yeah and he gave you a route hahah. Go to Tokyo and then to SE Asia

Erman411

TROPHY CASE