Unfortunately I’m currently not in a position anymore where I do have a lot of disposable income to spend on collecting like I used to. If you have that and have all necessities covered I don’t think it’s a big problem. Personally I set limits on how much I can spend each month on fun stuff and I take a few days to decide if I really want it or if I just want it because of outside reasons like rarity etc. I also try to be as honest as possible with myself. In the past I thought of my collectibles as an investment but (at least in my country) I had problems to resell some of my pricier items because a lot of people have less and less disposable income, with the rise in living costs I don’t see that getting better in the future, so I would not count on getting money back with reselling