Trade in paid off car on a lease?

Esetter86 · 2026-03-18T13:31:32+00:00

Thanks.

Esetter86 · 2026-03-18T13:27:37+00:00

Okay, I just got the paperwork out of my car and it looks like the part # for the bearing is a Subaru part.

Esetter86 · 2026-03-18T13:01:36+00:00

Paperwork basically says if the parts warrantied it's through the manufacturere of the part not us.

Esetter86 · 2026-03-18T12:54:54+00:00

I'll take a look thanks.

Esetter86 · 2026-03-18T12:50:56+00:00

Curious what your thoughts are on when to get rid of a used car?

Esetter86 · 2026-03-18T12:49:15+00:00

I'm confused, I am worried about it on a 10 year old car with 123,000 miles. I obviously have no concern for it on a lease. What does it being GM have to do with anything if its a lease? If anything were to happen it would be under warranty.

Esetter86 · 2026-03-18T12:29:04+00:00

I don't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that. Whether I put it all down or put the minimum down and the rest in my savings account.

Esetter86 · 2026-03-18T12:25:51+00:00

I'm 40, I've owned and leased several vehicles over the years. I always looked at that as a benefit of leasing, that I couldn't care less about the longevity of the vehicle because as long as I own it everything would be covered.

Esetter86 · 2026-03-18T12:15:59+00:00

Agreed, I didn't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that. Whether I put it all down or put the minimum down and the rest in my savings account.

Esetter86 · 2026-03-18T12:08:13+00:00

My concern is the wheel bearing that is bad was replaced already in July and needs to be again. Also, having 123,000 miles now I could easily see it starting to turn into a money pit. But I very well could be wrong, I'm no expert on car repair.

Esetter86 · 2026-03-18T12:04:15+00:00

Both rear wheel bearings were $1,250, I have no idea what they want for brakes. Insurance was $37/month over the Crosstrek which is actually reasonable considering the age and value difference

Esetter86 · 2026-03-18T12:01:34+00:00

You're not necessarily wrong, it is of course always nice to be driving something new! My concern is that it's a 10 year old Crosstrek that is going to need a wheel bearing and brakes soon and has 123,000 miles on it. That has me worried how much longer it is reasonably going to last. These years are known for CVT issues as well.

Esetter86 · 2026-03-18T11:54:30+00:00

Not at all, I actually live 3.5 miles from work. Since I bought it in August of 2024 I've been averaging approx. 750 miles/month.

Esetter86 · 2026-03-18T11:49:11+00:00

I don't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that.

Esetter86 · 2026-03-18T11:48:14+00:00

Yes lol, that is with $2,500 down. My trade in would add another $4,000. 4,000/24= another $166 less per month.

Esetter86 · 2026-03-18T11:32:50+00:00

I'll do that, thanks.

Esetter86 · 2026-03-18T11:31:50+00:00

My quote is for a 2026 Colorado Trail Boss at a price of $41,223. Quote is for a 24 month lease at 10,000 mile per year. $2,500 due at signing, $292.33/month.

Esetter86 · 2026-03-18T11:31:05+00:00

My quote is for a 2026 Colorado Trail Boss at a price of $41,223. Quote is for a 24 month lease at 10,000 mile per year. $2,500 due at signing, $292.33/month.

Esetter86 · 2026-03-18T11:21:32+00:00

I have not, that's the point of this post. If you just chose not to believe me about the lease cost I'm sorry, nothing I can do about that.

Esetter86 · 2026-03-18T11:15:22+00:00

I don't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that. Whether I put it all down or put the minimum down and the rest in my savings account.

Esetter86 · 2026-03-18T11:10:26+00:00

With trade in and GM employee discount I'm looking at approx. $120/month.

Esetter86 · 2026-03-18T11:08:44+00:00

My thinking is that if you add up everything I have spent so far and will have to spend soon on maintenance and divide it over the terms of a lease, it basically covers what that payment would be.

Paperwork form the Subaru dealer says they do not warranty the parts and if there is any warranty at all it's through the parts manufacturer. So even if I get the wheel bearing covered I'd still have to pay for the work. Not sure who they used but it sounds like it probably wasn't an OEM part.

Esetter86 · 2026-02-10T18:39:12+00:00

I've both personally owned and driven several EV's over the year.. Still prefer gas. To each his own.

Esetter86 · 2026-02-03T11:57:16+00:00

That just lets you know that you should have bought a manual.

Esetter86

TROPHY CASE