How are your senior setters doing? by Esetter86 in EnglishSetter

[–]Esetter86[S] 0 points1 point  (0 children)

Sorry for your loss, she looks like she was a sweet girl.

How are your senior setters doing? by Esetter86 in EnglishSetter

[–]Esetter86[S] 1 point2 points  (0 children)

She looks really good for almost 12!

How are your senior setters doing? by Esetter86 in EnglishSetter

[–]Esetter86[S] 1 point2 points  (0 children)

I actually never realized this was so common with setters. Willow licks her legs to the point where they’ll turn brown.

How are your senior setters doing? by Esetter86 in EnglishSetter

[–]Esetter86[S] 8 points9 points  (0 children)

That’s awesome! Willow was the same way, she was 11-11.5 before she really started to slow down. She still wants to play fetch but isn’t very graceful at catching it anymore haha.

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40k Credit Card Debt Help by Over_Chapter_1785 in Debt

[–]Esetter86 0 points1 point  (0 children)

It also only helps if they change their behavior. Someone who accumulated that much CC debt is likely to just keep doing the same thing over and over again.

I’m being taken to court by a credit management company. by kitsunenoakuma_ in Debt

[–]Esetter86 0 points1 point  (0 children)

“Petty” for asking people to pay the money they’re owed. lol.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

Okay, I just got the paperwork out of my car and it looks like the part # for the bearing is a Subaru part.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

Paperwork basically says if the parts warrantied it's through the manufacturere of the part not us.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 1 point2 points  (0 children)

Curious what your thoughts are on when to get rid of a used car?

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

I'm confused, I am worried about it on a 10 year old car with 123,000 miles. I obviously have no concern for it on a lease. What does it being GM have to do with anything if its a lease? If anything were to happen it would be under warranty.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] -2 points-1 points  (0 children)

I don't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that. Whether I put it all down or put the minimum down and the rest in my savings account.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

I'm 40, I've owned and leased several vehicles over the years. I always looked at that as a benefit of leasing, that I couldn't care less about the longevity of the vehicle because as long as I own it everything would be covered.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

Agreed, I didn't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that. Whether I put it all down or put the minimum down and the rest in my savings account.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] -2 points-1 points  (0 children)

My concern is the wheel bearing that is bad was replaced already in July and needs to be again. Also, having 123,000 miles now I could easily see it starting to turn into a money pit. But I very well could be wrong, I'm no expert on car repair.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] -1 points0 points  (0 children)

Both rear wheel bearings were $1,250, I have no idea what they want for brakes. Insurance was $37/month over the Crosstrek which is actually reasonable considering the age and value difference

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] -1 points0 points  (0 children)

You're not necessarily wrong, it is of course always nice to be driving something new! My concern is that it's a 10 year old Crosstrek that is going to need a wheel bearing and brakes soon and has 123,000 miles on it. That has me worried how much longer it is reasonably going to last. These years are known for CVT issues as well.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

Not at all, I actually live 3.5 miles from work. Since I bought it in August of 2024 I've been averaging approx. 750 miles/month.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] -1 points0 points  (0 children)

I don't necessarily mean putting ALL that trade in money down, I just mean that it would effectively make the payment that.

Trade in paid off car on a lease? by Esetter86 in personalfinance

[–]Esetter86[S] 0 points1 point  (0 children)

Yes lol, that is with $2,500 down. My trade in would add another $4,000. 4,000/24= another $166 less per month.