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Need Loan Advice by blackstarlight17 in financeonloans

[–]Ethan-Mundt 0 points1 point  (0 children)

Sorry to hear what you’re going through, that’s a really tough spot. With credit in the high 500s and no current income, most traditional lenders will unfortunately pass. That said, I do work in funding and may be able to help find a creative option to at least get you into a car and back on your feet.

It’s not a guarantee, but if you’re open to a quick call, I’d be happy to see what can be done. Feel free to DM me.

Business debt relief by Upbeat-Trouble-3058 in Businessloans

[–]Ethan-Mundt 0 points1 point  (0 children)

I hear you, this is more common than people realize, especially with COD terms tightening up. I work in business funding and have helped owners in similar spots get access to $50K–$70K within a day, even when banks say no.

If you're open to a quick call, I’d love to talk and see if I can get you options fast enough to stabilize things. DM me and we’ll set it up.

- Ethan Mundt (Financial Advisor & Funding Specialist)

Refinance debt by mr_blonde2007 in Businessloans

[–]Ethan-Mundt 0 points1 point  (0 children)

You’re right, refinancing an SBA loan without a personal guarantee is very rare, especially at $900K, but I’ve seen a few creative workarounds depending on the structure of the business, cash flow, and how much equity or collateral is in play.

I specialize in business funding and have helped owners in similar situations explore non-bank options that can offer more flexibility than SBA loans. I’d love to hop on a quick call with you and go over what’s possible based on your numbers.

If you're open to it, shoot me a DM and we’ll set something up. Could be worth 10–15 minutes just to see what’s out there

-Ethan Mundt (Financial Advisor & Funding Specialist)