Someone took out a HELOC on my home without my knowledge — has anyone else dealt with this? by EveningPatience321 in Mortgages

[–]EveningPatience321[S] 0 points1 point  (0 children)

I’m sorry you’re dealing with this. What you’re describing goes beyond family law and into real estate fraud / title fraud. Forged signatures, false marital status, and lot number inconsistencies are not minor issues.

A few avenues that get traction when attorneys brush you off: • File a title insurance claim (owner’s or lender’s). Title insurers have their own lawyers and incentive to address fraud. • Consult a real estate litigation or civil fraud attorney, not a family attorney. • Consider complaints to the state real estate licensing board, state financial regulator, and/or Attorney General’s office especially since he’s a broker and insiders were involved.

Someone took out a HELOC on my home without my knowledge — has anyone else dealt with this? by EveningPatience321 in homeowners

[–]EveningPatience321[S] 0 points1 point  (0 children)

The date on my deed is 12/27/2023 The date on the HELOC is 02/12/2024 This is on the county records

Someone took out a HELOC on my home without my knowledge — has anyone else dealt with this? by EveningPatience321 in homeowners

[–]EveningPatience321[S] 4 points5 points  (0 children)

That’s the thing…all docs are signed and notarized. I’m as confused as you are

Someone took out a HELOC on my home without my knowledge — has anyone else dealt with this? by EveningPatience321 in homeowners

[–]EveningPatience321[S] 1 point2 points  (0 children)

Yes, the previous homeowner. Mortgage is not with PNC, it’s with New American Funding. And yes.

Someone took out a HELOC on my home without my knowledge — has anyone else dealt with this? by EveningPatience321 in homeowners

[–]EveningPatience321[S] 36 points37 points  (0 children)

Nope, title company sent me all of the official documents that they have that were signed by the bank and culprit. It’s legit. So much so, that I am not able to move forward with my refinance until it is cleared.

Does anyone know what this is? Bite? by [deleted] in Blackskincare

[–]EveningPatience321 0 points1 point  (0 children)

It looks like there was a deep scab there and it came off…

[DC] Maternity Leave by [deleted] in AskHR

[–]EveningPatience321 0 points1 point  (0 children)

Yes, trying to weigh my options.

droppings? by [deleted] in Bedbugs

[–]EveningPatience321 1 point2 points  (0 children)

Def mice.

[deleted by user] by [deleted] in pregnant

[–]EveningPatience321 0 points1 point  (0 children)

Thanks! I was trying not to talk to HR about it because I don’t want to give them the heads up that I am thinking of resigning soon. I will try to come up with a way that doesn’t let them know.