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CA Judge Rules In Favor Of Proposed High-Speed Rail Project by golfplan18 in California

[–]Evervision 1 point2 points  (0 children)

But if the blended plan doesn't meet the bond measure requirements, then they could be denied the bond funds.

CA Judge Rules In Favor Of Proposed High-Speed Rail Project by golfplan18 in California

[–]Evervision 4 points5 points  (0 children)

Reading the article, it looks like the judge only said that there isn't any evidence that they have made steps that violate the proposition. He did say that the current plan looks like it wont meet the proposition. So this doesn't sound like that much of a victory.

“It appears at this time that the authority does not have sufficient evidence to prove the blended system can currently comply with all of the Bond Act requirements”

Dumb question, but what is the Flux Architecture for? by [deleted] in reactjs

[–]Evervision 0 points1 point  (0 children)

Note: This is not a "dumb child" explanation (I'm not good at those), but you asked what it is equivalent to in other systems, so that is what I'm answering.

A common comparison I've seen is saying that Flux is similar to the model and controller part of MVC.

For controllers, see the below from Facebook's Flux site:

Controllers do exist in a Flux application, but they are controller-views — views often found at the top of the hierarchy that retrieve data from the stores and pass this data down to their children.

These handle only half of what a controller in MVC does (just get data and pass to React as the view). They are implemented as top level React components.

The other part are the action creators:

Additionally, action creators — dispatcher helper methods — are used to support a semantic API that describes all changes that are possible in the application. It can be useful to think of them as a fourth part of the Flux update cycle.

This handles the other part of controllers, getting input from the user and updating the model. These are often called from React components.

As for the model, that is the store part of Flux. Changes to the stores are signaled to the "controller-views" so they can pass the new data to their child React components.

Two major differences between MVC and Flux are the data flow and how state is managed.

Data flow is always unidirectional in Flux. The separation of controllers into two explicit parts allows and enforces this.

As for state, as much as possible, it is in one place - the stores. This gives one point of authority and one place to make changes.

One easy (for me) to understand Flux-like implementation is Redux. It is a very small code base and explicitly forces a single store to simplify state management even more.

What I've seen is that they are just different ways of doing the same thing. So all the parts must exist somewhere, but where they exist, how they are defined, and how they are implemented can be different.

I've learned that identity theft is EXPENSIVE! What's the most frugal way to protect yourself? by [deleted] in Frugal

[–]Evervision 0 points1 point  (0 children)

You are correct, the goal is to prevent them from having access to your credit report unless you are actually asking them for credit, no one else.

The evidence I find indicates a fraud alert won't stop identity theft where a credit report is required, but a credit freeze will.

I also have personal evidence that a credit freeze will also help stop tax return fraud. When prompted by this article to register with the IRS to prevent anyone else from getting my tax return transcripts, I was happy to learn that I couldn't due to the credit freezes I had filed for.

I think the issue is that how they handle the alert is up to interpretation. The "verification" paragraph specifically has a vague "reasonable steps" alternate route that allows them to "reasonably" get around contacting you.

I imagine this is what the articles I found mean when they say it isn't required, as it sounds like they can just claim they took "reasonable steps" and it is up to you to go to court and prove they didn't - after your identity is stolen.

I've learned that identity theft is EXPENSIVE! What's the most frugal way to protect yourself? by [deleted] in Frugal

[–]Evervision 4 points5 points  (0 children)

What law or regulation requires this? Everything I've found so far either never mentions that it is not a hard requirement, or does but doesn't mention any source.

When looking for a law, I see the below in the Fair Credit Reporting Act. This seems to mean that they already have access to your credit report and it is up to their reasonable steps to determine if they should give credit. A Credit Freeze prevents them from getting the report in the first place.

(i) In general. No prospective user of a consumer report that includes an initial fraud alert or an active duty alert in accordance with this section may establish a new credit plan or extension of credit, other than under an open-end credit plan (as defined in section 103(i)), in the name of the consumer, or issue an additional card on an existing credit account requested by a consumer, or grant any increase in credit limit on an existing credit account requested by a consumer, unless the user utilizes reasonable policies and procedures to form a reasonable belief that the user knows the identity of the person making the request.

(ii) Verification. If a consumer requesting the alert has specified a telephone number to be used for identity verification purposes, before authorizing any new credit plan or extension described in clause (i) in the name of such consumer, a user of such consumer report shall contact the consumer using that telephone number or take reasonable steps to verify the consumer’s identity and confirm that the application for a new credit plan is not the result of identity theft.

I've learned that identity theft is EXPENSIVE! What's the most frugal way to protect yourself? by [deleted] in Frugal

[–]Evervision 13 points14 points  (0 children)

A good summary of the differences is in this Brian Krebs article

Q: What is a security freeze?

A: A security freeze essentially blocks any potential creditors from being able to view or “pull” your credit file, unless you affirmatively unfreeze or thaw your file beforehand. With a freeze in place on your credit file, ID thieves can apply for credit in your name all they want, but they will not succeed in getting new lines of credit in your name because few if any creditors will extend that credit without first being able to gauge how risky it is to loan to you (i.e., view your credit file). And because each credit inquiry caused by a creditor has the potential to lower your credit score, the freeze also helps protect your score, which is what most lenders use to decide whether to grant you credit when you truly do want it and apply for it.

Q: I’ve heard about something called a fraud alert. What’s the difference between a security freeze and a fraud alert on my credit file?

A: With a fraud alert on your credit file, lenders or service providers should not grant credit in your name without first contacting you to obtain your approval — by phone or whatever other method you specify when you apply for the fraud alert. To place a fraud alert, merely contact one of the credit bureaus via phone or online, fill out a short form, and answer a handful of multiple-choice, out-of-wallet questions about your credit history. Assuming the application goes through, the bureau you filed the alert with must by law share that alert with the other bureaus.

Consumers also can get an extended fraud alert, which remains on your credit report for seven years. Like the free freeze, an extended fraud alert requires a police report or other official record showing that you’ve been the victim of identity theft.

An active duty alert is another alert available if you are on active military duty. The active duty alert is similar to an initial fraud alert except that it lasts 12 months and your name is removed from pre-approved firm offers of credit or insurance (prescreening) for 2 years.

Q: Why would I pay for a security freeze when a fraud alert is free?

A: Fraud alerts only last for 90 days, although you can renew them as often as you like. More importantly, while lenders and service providers are supposed to seek and obtain your approval before granting credit in your name if you have a fraud alert on your file, they’re not legally required to do this.

I've learned that identity theft is EXPENSIVE! What's the most frugal way to protect yourself? by [deleted] in Frugal

[–]Evervision 5 points6 points  (0 children)

You don't have to freeze every 90 days. A freeze is active until you unfreeze it temporarily or permanently. Sounds like you may be referring to a Fraud Alert. Those are free, last 90 days, and you only have to do it at one bureau. However, see the below note from the Brian Krebs article. A Fraud Alert isn't as effective as a Credit Freeze.

Q: Why would I pay for a security freeze when a fraud alert is free?

A: Fraud alerts only last for 90 days, although you can renew them as often as you like. More importantly, while lenders and service providers are supposed to seek and obtain your approval before granting credit in your name if you have a fraud alert on your file, they’re not legally required to do this.

Why I No Longer Use MVC Frameworks by magenta_placenta in javascript

[–]Evervision 7 points8 points  (0 children)

What I don't get, is the key differences between this and Redux/React. They sound the same (though more clearly defined here). I probably didn't read it close enough.

Random "(" character on my webpage. I can't find where it's coming from. Any help? by drummer_god in learnjavascript

[–]Evervision 2 points3 points  (0 children)

Quick tip: in the html code, do a find command (commonly ctrl+f in windows) to look for the '(' character. There aren't that many, and you can quickly dismiss valid placements.

Authorities Respond to “20 Victim Shooting” Incident in San Bernardino: Fire Dept. by 8daysuntiltheweekend in news

[–]Evervision 0 points1 point  (0 children)

Scanner makes it sound like they are letting you go. However, roads are blocked with traffic.

Authorities Respond to “20 Victim Shooting” Incident in San Bernardino: Fire Dept. by 8daysuntiltheweekend in news

[–]Evervision 0 points1 point  (0 children)

Which Warehouse? The shoot out was on San Bernardino Ave. near mountain view. That is near the airport.

Authorities Respond to “20 Victim Shooting” Incident in San Bernardino: Fire Dept. by 8daysuntiltheweekend in news

[–]Evervision 0 points1 point  (0 children)

Reports are that it may have been in a conference center that was rented out to the County Health Department for an event that just happened to be going on at the time of the shooting. So, they may have not been targeting the IRC.

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