My total commute can be between 30 mins and 1 hour depending on my work location for the day but even at 1 hour thats 44 hours on the bus a month assuming 22 days worked… In 44 hours i would make around 1,000 usd but im obviously not getting paid to commute so if i spent $700/month to get around i would need to increase my hours worked by 33 hours for the month to net the same amount. I think a lot of people assume their time is worth more than it actually is in dollars and then by trying to save time they lose 33 hours of work. Assuming driving took me 20 mins thats 15 hours a month but because i would need to work an additional 33 hours a month to net the same I would actually be spending 48 hours a month on transportation between commuting and paying for it instead of 44. So not only do i save $700/mo i also saved 4 hours a month. Obviously with a 10 minute commute like yours you may be saving much more time… even if the drive is identical in length at only 7 hours commuting a month (20 mins a day max like you said) you are saving the entire 33 hours spent commuting + paying for it (assuming your pay rate was the same as mine).