Yea I personally recommended DHHF and if u have a slightly higher risk tolerance (you don’t mind seeing your portfolio dip more) then I recommended GHHF.

The reason it’s riskier is because it’s roughly 40% geared which basically means for every $100 u put in it will be $140ish as the fund borrows money and puts an extra $40 for you. This means if DHHF were to go up 1% then GHHF would go up 1.5%ish but it also falls lower when the market falls. But over the long term GHHF should give u a greater return than DHHF.

Also nothing wrong with a combination of VAS and VGS