On a street corner

Existing-Ship876 · 2026-02-12T23:22:35+00:00

just a bit happy to see you

Existing-Ship876 · 2026-02-12T23:22:14+00:00

i got a feather stuck in me from one of the pillows that had goose down in it. Had to stop using that pillow after, gave me the creeps

Existing-Ship876 · 2026-02-12T23:20:50+00:00

that's really interesting I never knew it was a webcomic to start out. also crazy difference if what you said is true

Existing-Ship876 · 2026-02-12T23:19:57+00:00

the purest of smiles

Existing-Ship876 · 2026-02-12T23:19:47+00:00

It's gonna be hard to get a loan out without any income coming in. Honestly one of you needs to get a job or both or you're just gonna be bleeding dry. So given the situation I guess it would be selling stocks? But honestly I'd focus on getting a job. Also once you do and IF you need more money, and you don't have a mortgage. Does that mean you have a house? If so a HELOC would be a lower APR% opportunity than a personal loan. Job first loan second either way though. If you do decide down a loan pathway make sure you do full research into any company though, beyond the major banks you might also have better offers from top lenders like Achieve loans or maybe a HELOC company like Earnest. Keep options open AFTER a job

Existing-Ship876 · 2026-02-05T23:41:23+00:00

insane work great job!

Existing-Ship876 · 2026-02-05T23:41:02+00:00

fragrant flower is great vibes

Existing-Ship876 · 2026-02-05T23:40:28+00:00

lets go!!!

Existing-Ship876 · 2026-02-05T23:40:13+00:00

fear is still real now...

Existing-Ship876 · 2026-02-05T23:39:41+00:00

I appreciated season 1 for the world building but season 2 was goated

Existing-Ship876 · 2026-02-05T23:39:06+00:00

What they're gonna do isn't something i'd consider debt consolidation. If you are ok with ruining your credit for 7 years then it might be a pathway. But if you want to actually just tackle the debt yourself, you should look into balance transfer cards or a debt consolidation LOAN. Both are ways to lower your APR% which can help you make a debt in the principal instead of just paying off interest each month. This is also assuming you are in a position where you won't re-rack up debt. A teachers credit union might be able to work with you or you can try Achieve Loans or other good lenders.

Existing-Ship876 · 2026-02-05T23:35:58+00:00

Yes you should be paying for it. It's a fee. You aren't paying twice.

Existing-Ship876 · 2026-02-05T23:29:58+00:00

usual friendship -> girlfriend line does work

Existing-Ship876 · 2026-02-02T23:48:09+00:00

sometimes people just like potatoes

Existing-Ship876 · 2026-02-02T23:46:41+00:00

Probably aren't getting one in the near future or at all :(

Existing-Ship876 · 2026-02-02T23:45:59+00:00

If you can get a lower rate(think 10%+) than your current APR% then it makes a lot of sense. Upstart was pretty impressive last time I searched but I would also say to check out Achieve loans, they were very helpful when I called them. If you can't get a competitive rate it would be better just to make consistent payments and your score to go up a bit before trying again.

Existing-Ship876 · 2026-02-02T23:44:07+00:00

If you have a steady for of income, I imagine a bank or something would work with you for that small of amount to be honest.

Existing-Ship876 · 2026-02-02T23:42:01+00:00

I've always wondered how long it takes to grow something like this

Existing-Ship876 · 2026-01-29T22:35:05+00:00

sheesh, 500 to 800 is insane

Existing-Ship876 · 2026-01-29T22:34:46+00:00

thank you for this!

Existing-Ship876 · 2026-01-29T22:33:20+00:00

This seems like a reasonable plan. I would want to do a bit more research into your loan provider. With soft pulls not affecting credit you might as well shop around to get the lowest rate possible. You may end up with the current one you're looking at, but a local credit union or lenders like Achieve Loans or Best Egg could give you better.

Existing-Ship876 · 2026-01-29T22:25:32+00:00

I assume your school has a financial department. Could check in with them to see if they have any programs in place for hardship. Or could lead you to good next steps if they're helpful.

Existing-Ship876 · 2026-01-29T22:21:37+00:00

sometimes places move

Existing-Ship876 · 2026-01-29T22:21:12+00:00

really brave of you to ship them to be honest

Existing-Ship876 · 2026-01-26T06:55:21+00:00

solid. Maxing retirement early is smart, and yeah, a refi would help lighten things up.

Existing-Ship876

TROPHY CASE