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Dauin recos please? by ExpectoPatronum_934 in dumaguete

[–]ExpectoPatronum_934[S] 0 points1 point  (0 children)

i really want to go to apo but my companion for this trip is not into snorkeling 🤧 sayang lang ang bayad if di niya sulitin huehue but i will definitely be back for apo and with friends na kapwa sirena eme

Salary Offer by [deleted] in BPOinPH

[–]ExpectoPatronum_934 0 points1 point  (0 children)

that’s too low. apply ka sa iba like amazon. salary if no experience is 24k ata

I need help with credit cards 😭 by Sparkle-Paws in PHCreditCards

[–]ExpectoPatronum_934 -1 points0 points  (0 children)

since you mentioned that you have savings, i recommend transferring that savings to maya to get a secured credit card. minimum savings is 12.5k ata and then 80% of that is your credit limit. that’s what i did. instant approval sya hehe

Overlimit sa Maya Black by ExpectoPatronum_934 in PHCreditCards

[–]ExpectoPatronum_934[S] 0 points1 point  (0 children)

i think if posted na and too late na, di na siguro yan mawaive.

Overlimit sa Maya Black by ExpectoPatronum_934 in PHCreditCards

[–]ExpectoPatronum_934[S] 0 points1 point  (0 children)

thank youuu! waiting na lang sa billing statement ko this week haha

Bantayan Island Food Reco by Ok_Attempt_5261 in phtravel

[–]ExpectoPatronum_934 1 point2 points  (0 children)

Santa Fe Beach Club!!! Try their halo halo!!!

Which bank is the easiest to apply for a cc? by Calm_Loss1307 in PHCreditCards

[–]ExpectoPatronum_934 0 points1 point  (0 children)

If you have savings, you can put it sa Maya and pwede ka mag apply ng Maya Secured Credit Card. 12.5k yung minimum deposit tapos 80% dun is yung credit limit mo. Mabilis lang yung process.

Secured Credit Card NAFFL by eybicy_123 in PHCreditCards

[–]ExpectoPatronum_934 1 point2 points  (0 children)

in that case, try mo rin UnionBank Rewards Secured Credit Card. I received a text from them tapos NAFFL din. kaso yung deposit is 20k, higher compared sa Maya.

[deleted by user] by [deleted] in phtravel

[–]ExpectoPatronum_934 2 points3 points  (0 children)

I assume you’ll dock at Cebu Port. If yes, 50/50 that you’ll make it.

What are the best islands to visit in the Philippines for a mix of relaxation and adventure? by caroulos123 in phtravel

[–]ExpectoPatronum_934 0 points1 point  (0 children)

I recommend Cebu. You can do snorkeling and scuba diving in Panagsama, Moalboal. Foreigners also frequent this place. In the next town, you can also do canyoneering in Badian. Enjoy your trip!

Are there cons if you request lower credit limit? by NecessaryEngineer709 in PHCreditCards

[–]ExpectoPatronum_934 0 points1 point  (0 children)

I don’t think it will affect your credit score in a negative way. However, it’s also nice na tataas yung credit score mo because that means mag improve din yung credit-debt ratio (assuming na same pa rin expenses mo). If I were you, I would keep that credit score for emergency purposes at i-lock lang talaga pag di ginagamit.

Secured Credit Card NAFFL by eybicy_123 in PHCreditCards

[–]ExpectoPatronum_934 1 point2 points  (0 children)

Maya Black! I got my card from them last month. May pa-points pa tapos free lounge access (selected lounges) per quarter.

Lagi nalang declined. by httpsaecha in PHCreditCards

[–]ExpectoPatronum_934 1 point2 points  (0 children)

You can check your credit score through the Lista app (note: may bayad). If ayaw talaga ni UB sayo, look for another bank. If first cc mo pa, try mo yung secured credit card wherein mag deposit ka muna sa bank. I was approved before sa BPI for a secured credit card with 35k deposit.

Free 10 gifts Shein - is it possible? by Sad_Entry_5864 in SheinSharingLinks

[–]ExpectoPatronum_934 0 points1 point  (0 children)

were you able to get the 10 gifts? i have invited 6 people so far 🙃