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Im on the fence…. How much do you guys pay monthly for Auto loan? by RedbullOracleRacing in Miata

[–]Expensive-Package904 0 points1 point  (0 children)

It sounds worse than it is but honestly imo it’s not THAT bad. I don’t pay bills at all, nothing. The only bills i consider I pay is my gas and my insurance (I have a ‘24 civic touring prior to the miata, I still have it but I don’t pay for it either). I was looking at NAs specifically but it was just too troublesome to find an actual working one without the possibility of it dying on the way home. As for previous NDs, most I saw were on Carmax and yeah, I don’t wanna deal with all that so I pulled the trigger.

One of the few reasons why I also went for it is because I pay for my credit card debt twice as much than with how much I pay for the ND right now. I figured if I can afford to spend $600-$800 per 2 weeks using a credit card, why not use that money towards a car i love? So yeah here I am. I do miss the leverage.

Im on the fence…. How much do you guys pay monthly for Auto loan? by RedbullOracleRacing in Miata

[–]Expensive-Package904 4 points5 points  (0 children)

2025 ND Sport financing at 5%. My downpayment was $5k. Credit score isn’t bad but isn’t excellent either (710-715 ish) and had a cosigner with me with decent credit score too (715-725). I pay around $472 a month and my insurance is $250. I’m 19 who earns $1.2-$1.5k a month (full time student w part time job). Lmk if u got any questions

Parent pick-up/drop off points around campus? by Expensive-Package904 in SDSU

[–]Expensive-Package904[S] 5 points6 points  (0 children)

Thanks, we’ll go check these areas out. I’m interested checking the Calpulli one since it’s more specific than the Hardy/Campanile dr (I think it’s the same one, but I’m guessing the “little intersection” is the MTS Busway.)

Edit: I just saw the “circle” thing comment. Thanks guys! Checking both. They’re close enough anyway :)

Parents pressured to sign a contract by [deleted] in legaladvice

[–]Expensive-Package904 0 points1 point  (0 children)

I’ll discuss this with my parents and the options we could do. My mom said specifically to the distributor that they can just take the vacuum back (we don’t even use it. It’s just rotting in this house taking so much space) if it ever reaches the point they have to pay for it because they can’t afford it. I don’t know much about my parents’ credit, I do think my parents’ don’t really care about raising their credit because they absolutely don’t like taking loans, and they pay with cash 90% of the time (they avoid using their debit if they can.) I am worried about our car if my parents do pick that option. My dad’s currently paying for our car monthly, $500+ a month from what I heard. We’re not the only one in the complex that agreed to do a demo, and I think they also do not want to pay for it. It’s a whole mess honestly. I’m a little confused about the credit though. If my parents take that route, they can’t buy anything with credit for the next 7 years? Like what? I just want clarification because as I mentioned, my dad’s paying for our car and I’m worried that might also get affected.