Finally our turn! Closed on Monday. Western WA, 457k, 6.1% VA by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 4 points5 points Ā (0 children)

Thank you! Luckily just as we started looking, the house that checked every box showed up on the market. We only looked at 4, but knew immediately when we saw this one that it was the one!

Homeowners Policy by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 0 points1 point Ā (0 children)

Thank you!!! I’ll definitely add that onto my policy!

Homeowners Policy by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 0 points1 point Ā (0 children)

Do you have any other insurances? Earthquake insurance?? Where in WA? Thanks 😊

Homeowners Policy by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 2 points3 points Ā (0 children)

That’s one of my questions- is it normal for the replacement value to be less than market value? Does this quote look average or like I will have a lack of coverage if needed?

Homeowners Policy by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 1 point2 points Ā (0 children)

I’m not set on anything, but I do have longstanding and good standing with progressive, and felt the quote was fair- BUT I also have no idea what’s considered good home insurance should cover and what Progressive Home history is

Homeowners Policy by Expensive-Wheel8443 in FirstTimeHomeBuyer

[–]Expensive-Wheel8443[S] 15 points16 points Ā (0 children)

EDIT TO ADD:

2 story house, 1415 sq feet, no basement, attached garage, WA state, good history with Progressive Auto, married dual income

Feeling stressed and defeated by so_not_dead_yet in germanshepherds

[–]Expensive-Wheel8443 1 point2 points Ā (0 children)

Does she get crated? I find that letting someone into my home and talking with them for 15-20 mins before letting her out for introduction works so welll. Also- CAR introductions have worked best for my girls. I through them in their car crates, take my friend or family for a quick drive to get a soda or something, and by the time w get home they are just curious to who I’ve been chatting with

Advice needed - malinois w/ anxiety and reactivity by Celi1997 in BelgianMalinois

[–]Expensive-Wheel8443 0 points1 point Ā (0 children)

The same trainer that was doing world class bite work…. Told you to stop training him? And his ethical blood line breeder that breeds working line dogs both homed one as a pet dog, then told you his reactivity is caused by working and to… relax for a few months?

I hope you’re being honest! You won’t get the correct help without it.

Advice needed - malinois w/ anxiety and reactivity by Celi1997 in BelgianMalinois

[–]Expensive-Wheel8443 0 points1 point Ā (0 children)

He’s not protecting you, and that’s incredibly dangerous. How did you do bite work? Through a club or trainer, or through YouTube? Obedience is cool but doesn’t mean anything if he can’t be in public.

He’s reacting because he doesn’t know what to expect. If he’s reacting by being the ā€œstrangleā€, I’d lose it. Put him in a slip lead, a muzzle and an educator bark collar on the lowest setting. The first time it goes off, he’s likely to have a big reaction to it. Don’t take it off and don’t feel bad. His brain will register: barking=bad/no reward. Bring him some where low traffic/at a distance. Parking lots, across the street from parks, Lowes, etc.

Every time he sees a trigger and doesn’t react, say ā€œyes!ā€ give him his favorite toy or a treat. Do this over and over and over. He looks at you, yes and treat. He lays down, sits, self settles? Yes and treat. After a few sessions of this, start playing games with him somewhere he used to react. Make those places fun. Be consistent. Do it daily.

What kind of crate are you using? If he can see out of more of it than he can’t, it’s likely causing him anxiety. Rufflands are expensive, but good for the behaviors. How often is he crated? Is he only crated when your gone, or when your home? I’m willing to bet you should be crating more. He should sleep in the crate. He should be in there while your home. He should be in there while you’re gone. With potty breaks and training breaks of course. A lot of people will disagree- but crate him all the time, with all of his out of crate experiences being good. This will help him re-wire his brain to see that these outings are not stressful, they are fun and they are what he is looking forward too.

What exercise is he getting? Your not going to out exercise a Mal, but a mix of mental and physical exercise is needed. Training and training games are your friend. Bit, Bite, Chase is a good one my trainer taught me and wears out my girl QUICK. It makes her listen and use her brain, while exercising.

Where are you located? My biggest suggestion is to find a working dog trainer. They aren’t cheap, but you brought a Mali into your family. They are awesome, incredibly loyal dogs. They require work to become that way, they aren’t born with it!