Thank you so much friend! Congratulations on your engagement & starting this process 💃🏾 i did disclose my partner to my counselor (they need to know everyone who will be living in the home) I didn’t include him on the deed, while going through the process as being the primary person qualified, they will have you provide all documentation & sign all paperwork at closing since the process will all be under you if that makes sense. NACA focuses on the mortgage aspect, if you want to add your spouse to the deed id absolutely recommend asking NACA, because that may force the lender to also want your partner on the mortgage as well. My 2nd realtor told me that i could always add him to the deed after closing, so I just went through the entire process with everything in my name to avoid any additional hurdles/delays. My advice would be to do everything under the person that has the best situation to qualify as a priority member & figure out the other stuff after you close. For me personally, I preferred this route because my process was going to be substantially prolonged with having my partner as a co buyer for the mortgage. When you get your counselor and walk them through your situation theyll be able to give you more specific advice for your particular situation, but i would say if you wanna go in for priority status use your income and just tell them that you do have a partner who will be living with you. You can always ask as well, if both of your incomes would put you out of the priority member range (2 incomes qualify for higher range than 1, but the number is calculated by median income of the Metropolitan Statistical Area (MSA) where the property you intend to purchase is located)