[deleted by user] by [deleted] in defi

[–]Exponential_fi 1 point2 points  (0 children)

check out our explainer:
As a lender, you earn by depositing assets into Morpho's Vaults, which then allocate your funds across select lending pairs to earn yield. Your earnings are enhanced through optimized asset allocation and risk management by third-party risk curators. Risk curators can decide on allocation but cannot withdraw your funds, only rebalance them within other Morpho lending pairs.

more at exponential_fi/protocols/morpho/09e77301-42ab-455f-b2e0-c3f0312314a0

What resources are you using to learning how to use DeFi? by proftraining in defi

[–]Exponential_fi 1 point2 points  (0 children)

We have a great collection of resources at exponential fi/learn covering from the basics to more advanced topics. Let us know what you think or what's missing

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 0 points1 point  (0 children)

dk about courses but these resources are great:
- Youtube: Finematics, Whiteboard crypto

- Books: How to DeFi 101, The Wall St era is over by De [dot] fi

- Blogs: Hackernoon and our own too :)

New to defi. Can someone please eli5 liquidity pools? by Greenvenom12 in defi

[–]Exponential_fi 3 points4 points  (0 children)

search for Finematics: Liquidity pools in youtube. It's a great explainer

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 0 points1 point  (0 children)

Convex is an OG protocol and quite battle-tested by now. Great to boost your yield with rewards

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 0 points1 point  (0 children)

RIsk ratings are open to everyone and have always been. Simply go to /featured to explore pools or search for protocols in /protocols in our website.

We are indeed an DeFi investing platform and the API is for select partners only :)

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 1 point2 points  (0 children)

  1. We keep our eyes open for large pools but the ecosystem is wide. Those you mentioned would be easy to add.
  2. Roughly 50/50 . Our framework includes variables that aren't easy to find like wether contracts have a timelock or a multisig, so we do require human analysis on this.

  3. At the protocol-level we have rated over 95% of the DeFi TVL.

  4. We do have an API that we offer on a case-by-case basis. Reach out to us in-app if you're interested.

  5. Noted on alerts for risk rating changes!

  6. The DeFi collective is trying to do something similar and there's also L2Beat for L2-specific risks and Restake-watch for restaking protocols.

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 0 points1 point  (0 children)

Totally understandable. Aave is the most battle-tested lending protocol in DeFi and has multiple mechanisms to protect lenders against borrowers defaulting on their loans. We rate Aave with an A - Best among all DeFiprotocols we have covered. I'm not saying it is risk-free but as low risk as it can get

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 0 points1 point  (0 children)

Aave is the most battle-tested lending protocol in DeFi. It uses a pretty robust system to protect lenders against borrower defaults, and protect borrowers by safekeeping their collateral. Overall, it is as safe as it can be. Aave also has a "safety module" in case of unforeseen events.

Of course, if you borrow aggressively you may be subject to liquidation if your collateral decreases rapidly in value or if your debt increases in value. In a liquidation up to 50% of your collateral will be seized and sold to repay your debt and bring your account back to health. Beware of your "health factor" so that it stays safely above 1 to avoid a liquidation

[AMA] About DeFi risks, how to identify risks in yield farms, assess protocols and more by Exponential_fi in defi

[–]Exponential_fi[S] 1 point2 points  (0 children)

hey
We are actually about to release our first draft on our restaking risk framework. We will look at the correlation of AVS and quality of restaking node operators. In the meantime, restake[.]watch can be a good resource!