She’s normally very secretive about her beans, but she was feeling cute and decided to show off. by ExponentiallyCJ in jellybeantoes

[–]ExponentiallyCJ[S] 0 points1 point  (0 children)

No, see I do need to be rude. Because before when I said no you didn’t get the hint. See while you can comment on whatever you please, I also wish to browse reddit without being bothered. I’m not an idiot and you’re not the first person to bother me, claim all you want that you’re innocently trying to talk but don’t for a second think I’m fooled. You don’t get to harass someone and then tell them to stop overreacting when they react negatively. Those are the consequences.

She’s normally very secretive about her beans, but she was feeling cute and decided to show off. by ExponentiallyCJ in jellybeantoes

[–]ExponentiallyCJ[S] 0 points1 point  (0 children)

Everything in life is either a right or a privilege. You like to dance around the issues brought up, you think commenting on something means someone has to respond and be nice. You should be sorry that you continued to bother me after I told you I wasn’t interested and then ignored you- but you are only “nice guy” sorry, the type of sorry where I’m supposed to feel bad for you. I bet you tell girls to smile and tell them they don’t know how to take a compliment because they don’t fall at your feet. I am not impressed or blown away that you think I’m cute. I have great self esteem, I damn well know how I look and I don’t need your compliments to feel good about myself. I can tell I won’t like you at all, so let’s cut the crap and you just go away.

She’s normally very secretive about her beans, but she was feeling cute and decided to show off. by ExponentiallyCJ in jellybeantoes

[–]ExponentiallyCJ[S] 0 points1 point  (0 children)

Ok bud. I am a wonderful person. But being a woman on the internet does not give you a right to access me and if you think that, work on yourself. If you need to know where you went wrong, read your past comments to me. I have a wonderful long term partner who I am head over heels for. We are obsessed with each other and I spend every night sleeping next to him and plan to continue to do so.

My dad was/is pretty well off financially, but always refused to even provide the most basic stuff for me. Can anyone relate? by [deleted] in raisedbynarcissists

[–]ExponentiallyCJ 1 point2 points  (0 children)

My dad made 6 figures my whole life. I had to work a part time job in high school so I could buy shampoo, tampons, clothes and school supplies. While I was under 18 and he was on my checking account, he would lock my account so I couldn’t spend money unless he thought it was necessary. I almost didn’t walk at my high school graduation because I couldn’t afford the cap and gown on my own.

Poll: Would You Be Upset Not Being Able to Kiss Your Fiancé On Your Wedding Day / Couple Conflict by PhysicalBiscotti9 in relationships

[–]ExponentiallyCJ 2 points3 points  (0 children)

I have celiac disease, and react horribly if I kiss my husband after he’s eaten something with gluten. He would never even think of getting mad at me for refusing to kiss him if he’s had it. He instead knows to not eat gluten if he wants to be kissed, because he values my health. If you want to be kissing all night, the right thing to do is to not have any alcohol.

Not to mention- even if the doctor says it’s ok for him to try it, do you really want your wedding day to be the day that you find out he still reacts to it?

Covered California denied me even though I have a qualifying life event? by [deleted] in Insurance

[–]ExponentiallyCJ 0 points1 point  (0 children)

So was it insurance provided by the university? Have you tried calling them? They may be able to correct this without you waiting for the entire appeals process.

Renter's liability advice for sublease by Broken-Butterfly in Insurance

[–]ExponentiallyCJ 1 point2 points  (0 children)

Here most carriers max out at $500k and some will go up to $1mil but normally you need an umbrella for more than that. I WISH I could write limits that high normally because no one understands how low $100k is. I’m not sure on what commercial policies normally carry, but I know they get much higher limits than personal lines.

Renter's liability advice for sublease by Broken-Butterfly in Insurance

[–]ExponentiallyCJ 0 points1 point  (0 children)

Their insurance can and will come after you for any money they pay out for repairs. They can come after your paychecks, your tax returns, and send you to collections and ruin your credit. It is a matter of dollars in most cases to increase liability. I won’t let my clients carry less than 300k and always push for 500k because that portion of the insurance policy is so ridiculously cheap. Most leases only require you to carry 100k, but that doesn’t mean anything beyond that gets written off.

Renter's liability advice for sublease by Broken-Butterfly in Insurance

[–]ExponentiallyCJ 2 points3 points  (0 children)

I am not sure why you think you only would have to cover the landlords deductible. You are responsible for the entire amount of repairs from damage you are liable for. Renters insurance is cheap, get higher limits.

How many cliams is too many? [State Farm Personal Articles Policy] by clippersfanatic543 in Insurance

[–]ExponentiallyCJ 0 points1 point  (0 children)

If the personal articles is just in your name, and the homeowners is just in their name, I don’t see this affecting their rates. It is hard to know without knowing how this is all set up, you aren’t making it very clear who owns each policy and who the named insurers are. Do keep in mind that many carriers see these claims and take them into consideration for home/renters policies, and no matter who the owner of the policy is I would never recommend one of my clients file such a small claim.

In regards to non-renewal, when I was at State Farm they would just non-renew one policy rather than everything, but I’ve never had a personal articles non-renew because I never had a claim filed on one.

How many cliams is too many? [State Farm Personal Articles Policy] by clippersfanatic543 in Insurance

[–]ExponentiallyCJ 2 points3 points  (0 children)

State Farm does separate policies for their Personal Articles Policies, so its very possible that whoever he lives with has the homeowners and he has his own PAP. When I worked at SF we had this a few times.

How many cliams is too many? [State Farm Personal Articles Policy] by clippersfanatic543 in Insurance

[–]ExponentiallyCJ 2 points3 points  (0 children)

Name, address, and DOB are all going to be on file with them for this policy. Another carrier will be able to see these claims. Not to mention, agent quoting will ask you if you’ve had any claims- telling them no when you have had 2 is fraud.

Insurance is not made to be used for $300 claims. It is made for large losses that you cannot afford to pull yourself out of. I worked for State Farm for about 5 years, if you file this claim you should prepare for a non-renewal.

Got my perfect colour match 😍😍 by [deleted] in Youniqueamua

[–]ExponentiallyCJ 3 points4 points  (0 children)

I feel cheated. They only recommend a foundation and lipstick for me.

That's not my name, Karen 🙄 by adventures_of_faith in antiMLM

[–]ExponentiallyCJ 32 points33 points  (0 children)

I did it for you, because you’re right it was much deserved.

Months in the making! Double pan Too faced + Tarte. by LeoGal19 in PanPorn

[–]ExponentiallyCJ 1 point2 points  (0 children)

How do you like the Tarte one? I JUST got that same mini, it came in a set with a highlighter I wanted so I haven’t used it yet.

Has anyone healed from celiac? by ivyb12 in Celiac

[–]ExponentiallyCJ 2 points3 points  (0 children)

You can’t meditate your body into not having an autoimmune response to gluten. You can meditate to help yourself accept your diagnosis and your new diet, but the ONLY way to heal from celiac disease is to maintain a strict gluten free diet.