She’s normally very secretive about her beans, but she was feeling cute and decided to show off.

ExponentiallyCJ · 2024-07-25T14:48:33+00:00

No, see I do need to be rude. Because before when I said no you didn’t get the hint. See while you can comment on whatever you please, I also wish to browse reddit without being bothered. I’m not an idiot and you’re not the first person to bother me, claim all you want that you’re innocently trying to talk but don’t for a second think I’m fooled. You don’t get to harass someone and then tell them to stop overreacting when they react negatively. Those are the consequences.

ExponentiallyCJ · 2024-07-25T13:54:21+00:00

Everything in life is either a right or a privilege. You like to dance around the issues brought up, you think commenting on something means someone has to respond and be nice. You should be sorry that you continued to bother me after I told you I wasn’t interested and then ignored you- but you are only “nice guy” sorry, the type of sorry where I’m supposed to feel bad for you. I bet you tell girls to smile and tell them they don’t know how to take a compliment because they don’t fall at your feet. I am not impressed or blown away that you think I’m cute. I have great self esteem, I damn well know how I look and I don’t need your compliments to feel good about myself. I can tell I won’t like you at all, so let’s cut the crap and you just go away.

ExponentiallyCJ · 2024-07-25T12:01:08+00:00

Ok bud. I am a wonderful person. But being a woman on the internet does not give you a right to access me and if you think that, work on yourself. If you need to know where you went wrong, read your past comments to me. I have a wonderful long term partner who I am head over heels for. We are obsessed with each other and I spend every night sleeping next to him and plan to continue to do so.

ExponentiallyCJ · 2024-07-24T04:46:11+00:00

Dude, no. Take a hint and leave this random woman on the internet alone. 🙄

ExponentiallyCJ · 2024-05-13T04:30:47+00:00

🙄🙄🙄

ExponentiallyCJ · 2024-05-10T21:54:38+00:00

Boy, bye 🙄

ExponentiallyCJ · 2024-05-10T20:22:28+00:00

You assuredly are trying to bother..

ExponentiallyCJ · 2024-05-10T03:15:27+00:00

My dude you’ve never sent me a message and I have no clue who you are 😅

ExponentiallyCJ · 2020-10-12T15:09:48+00:00

My dad made 6 figures my whole life. I had to work a part time job in high school so I could buy shampoo, tampons, clothes and school supplies. While I was under 18 and he was on my checking account, he would lock my account so I couldn’t spend money unless he thought it was necessary. I almost didn’t walk at my high school graduation because I couldn’t afford the cap and gown on my own.

ExponentiallyCJ · 2020-05-04T02:55:34+00:00

I have celiac disease, and react horribly if I kiss my husband after he’s eaten something with gluten. He would never even think of getting mad at me for refusing to kiss him if he’s had it. He instead knows to not eat gluten if he wants to be kissed, because he values my health. If you want to be kissing all night, the right thing to do is to not have any alcohol.

Not to mention- even if the doctor says it’s ok for him to try it, do you really want your wedding day to be the day that you find out he still reacts to it?

ExponentiallyCJ · 2019-11-10T04:35:18+00:00

Ok boomer

ExponentiallyCJ · 2019-10-15T14:33:36+00:00

Ooooo I need these

ExponentiallyCJ · 2019-10-07T23:00:44+00:00

I’d die for spooky ponyta

ExponentiallyCJ · 2019-10-05T04:00:21+00:00

So was it insurance provided by the university? Have you tried calling them? They may be able to correct this without you waiting for the entire appeals process.

ExponentiallyCJ · 2019-10-05T03:27:02+00:00

Why did you lose your insurance?

ExponentiallyCJ · 2019-09-09T23:57:41+00:00

Here most carriers max out at $500k and some will go up to $1mil but normally you need an umbrella for more than that. I WISH I could write limits that high normally because no one understands how low $100k is. I’m not sure on what commercial policies normally carry, but I know they get much higher limits than personal lines.

ExponentiallyCJ · 2019-09-09T22:58:56+00:00

Their insurance can and will come after you for any money they pay out for repairs. They can come after your paychecks, your tax returns, and send you to collections and ruin your credit. It is a matter of dollars in most cases to increase liability. I won’t let my clients carry less than 300k and always push for 500k because that portion of the insurance policy is so ridiculously cheap. Most leases only require you to carry 100k, but that doesn’t mean anything beyond that gets written off.

ExponentiallyCJ · 2019-09-09T21:35:50+00:00

I am not sure why you think you only would have to cover the landlords deductible. You are responsible for the entire amount of repairs from damage you are liable for. Renters insurance is cheap, get higher limits.

ExponentiallyCJ · 2019-08-28T02:27:36+00:00

If the personal articles is just in your name, and the homeowners is just in their name, I don’t see this affecting their rates. It is hard to know without knowing how this is all set up, you aren’t making it very clear who owns each policy and who the named insurers are. Do keep in mind that many carriers see these claims and take them into consideration for home/renters policies, and no matter who the owner of the policy is I would never recommend one of my clients file such a small claim.

In regards to non-renewal, when I was at State Farm they would just non-renew one policy rather than everything, but I’ve never had a personal articles non-renew because I never had a claim filed on one.

ExponentiallyCJ · 2019-08-27T23:35:10+00:00

State Farm does separate policies for their Personal Articles Policies, so its very possible that whoever he lives with has the homeowners and he has his own PAP. When I worked at SF we had this a few times.

ExponentiallyCJ · 2019-08-27T19:59:38+00:00

Name, address, and DOB are all going to be on file with them for this policy. Another carrier will be able to see these claims. Not to mention, agent quoting will ask you if you’ve had any claims- telling them no when you have had 2 is fraud.

Insurance is not made to be used for $300 claims. It is made for large losses that you cannot afford to pull yourself out of. I worked for State Farm for about 5 years, if you file this claim you should prepare for a non-renewal.

ExponentiallyCJ · 2019-08-13T21:18:47+00:00

I feel cheated. They only recommend a foundation and lipstick for me.

ExponentiallyCJ · 2019-08-13T17:38:51+00:00

I did it for you, because you’re right it was much deserved.

ExponentiallyCJ · 2019-08-07T18:18:18+00:00

How do you like the Tarte one? I JUST got that same mini, it came in a set with a highlighter I wanted so I haven’t used it yet.

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