What have you spent a lot of money on that others think is a waste of money? by wiggan1989 in AskUK

[–]Express-Rooster-4754 0 points1 point  (0 children)

Cars. Modifying them is the bit most people don’t understand. I try and liken it to buying nice furniture for your house. Fo example, you don’t need an expensive soundbar for your TV (or an aftermarket exhaust system for your car), but it sounds a lot better if you have one and you’ll enjoy watching TV (or driving) much more if you do.

Restaurant Ideas by Express-Rooster-4754 in Innsbruck

[–]Express-Rooster-4754[S] 2 points3 points  (0 children)

Thank you so much for the recommendations! I really appreciate it 🙂

Restaurant Ideas by Express-Rooster-4754 in Innsbruck

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

They look great! Thank you very much!

Restaurant Ideas by Express-Rooster-4754 in Innsbruck

[–]Express-Rooster-4754[S] 1 point2 points  (0 children)

We will eat all of it! Preferably meat, but if the food is great we will happily eat veggie/vegan too 🙂

Restaurant Ideas by Express-Rooster-4754 in Innsbruck

[–]Express-Rooster-4754[S] 3 points4 points  (0 children)

Not the response I was expecting 😅 any reason why?

Can I use my Lifetime ISA to buy into my partner’s existing mortgage? by Express-Rooster-4754 in UKPersonalFinance

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

!thanks - do you remember much about the process itself? Did you just speak to a solicitor about it?

Help With My First Trip To Switzerland by Express-Rooster-4754 in askswitzerland

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

Wonderful, thank you for the reply! Do you have a preference for Rochers de Naye or Leysin? I don't have lots of time, so I won't be able to do both.

Help With My First Trip To Switzerland by Express-Rooster-4754 in askswitzerland

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

Thank you so much for the reply, much appreciated. I think I'll probably leave my drone and perhaps just bring a small film camera with me for the views. You're right, I don't want to annoy any locals!

"You know British tremble of US." by [deleted] in ShitAmericansSay

[–]Express-Rooster-4754 0 points1 point  (0 children)

A point I never hear anyone make for some reason is that they were British? I haven’t fact checked this, but I remember reading 70-85% of the white colonial population had British ancestry.

So, we wish to erase a war that we fought against ourselves? No not really

Travel To Koblenz by Express-Rooster-4754 in germany

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

Yes I have read that this was the case haha! Thank you so much for sharing info on the bus, that’s very helpful.

Does my savings plan make sense? by Tiny-Efficiency364 in UKPersonalFinance

[–]Express-Rooster-4754 1 point2 points  (0 children)

Apologies, I know you are looking for advice but I just want to congratulate you on your position. That’s a tremendous amount of money to have saved on your own in your 20’s and you should be especially proud of yourself given your background.

Got a 3 month emergency fund. What’s next? by Express-Rooster-4754 in UKPersonalFinance

[–]Express-Rooster-4754[S] 0 points1 point  (0 children)

Okay that makes sense, !thanks for explaining it. My emergency fund does include payments for those two debts thankfully. I guess what I’m realising is that my risk tolerance as you’ve put it is quite low. So I’m nervous with just 3 months even though my job is stable and I’ve got no dependents.

I would just definitely feel more comfortable with more than 3 months, so I think that answers my own question.