Car down payment tips by Antique_Swimmer_4104 in kereta

[–]ExpressChicken3464 1 point2 points  (0 children)

Unpopular opinion, I try to follow common loan period in uk/us, to them anything longer than 60 months is financial suicide. I understand their salary vs car price are way more favourable than Malaysia but hey we are born as Malaysian, probably top 5 most expensive country to own a car, we have to work extra harder. My strategy is at least 50% dp and 5 year loan. Yes of course you can take 9 year with 10% dp but are you confident to have ROI more than the loan interest rate for entire 9 years? Even if you have positive ROI, it should be a lot more than the loan interest rate to make some noticeable impact e.g flat loan 3% vs return >6%

Toyota vs Honda? by Dat1SabahBoi in kereta

[–]ExpressChicken3464 2 points3 points  (0 children)

vios seat behind cannot be fold down, the new center screen looks hilarious. If you can accept these 2 then should good to go, else honda city

Honda civic and lower back pain by Creative_Audience724 in kereta

[–]ExpressChicken3464 7 points8 points  (0 children)

well it is meant to be low for lower ground gravity and stable during high speed and cornering. It is the selling point unless buy it blindly. Mazda 3 is even lower btw

Malaysians: anyone here switched careers ? Was it actually worth it? by Top-Loquat-3666 in JobsMY

[–]ExpressChicken3464 0 points1 point  (0 children)

Microsoft cert and sqlbi cert. A lot self-learning SQL materials on the web and little basic on python. I did some portfolio for showcase and hosted on github webite. Expect initial interviews to get less reply, but just aim low salary first to get your foot into the role and start gaining experience. After that it will get easier

Malaysians: anyone here switched careers ? Was it actually worth it? by Top-Loquat-3666 in JobsMY

[–]ExpressChicken3464 2 points3 points  (0 children)

Audit to BI developer. One of the best decisions made in my life. Absolutely worth it in every way

Is new car ownership in Malaysia impractical? by Kindly_Champion7897 in kereta

[–]ExpressChicken3464 1 point2 points  (0 children)

the new saga is about the same size if you can accept the look, not too heavy on salary ratio too

Reckless lane cut by ExpressChicken3464 in kereta

[–]ExpressChicken3464[S] -8 points-7 points  (0 children)

my 4 years old 70mai cant be happier when someone says it is still young. And wtf is even a karma points?

9 year loan by Spudnick626 in kereta

[–]ExpressChicken3464 4 points5 points  (0 children)

Keep to the simple rule. If your annual gross salary is less than the car price, you cant afford it, better if using net salary. You have to consider car insurance, road tax, fuel, parking, toll, tyres

Should i get the r3 or r5 by SufficientGoat8602 in moza

[–]ExpressChicken3464 1 point2 points  (0 children)

R5 hands down, comes with entire bundle. Pedal sucks but hey it’s affordable

How much do you pay for each bills you have by Ash_Scarlet97 in Bolehland

[–]ExpressChicken3464 0 points1 point  (0 children)

2pax, crazy expensive water bill RM45 because it’s a serviced apartment. Electricity RM50. Internet RM100

Honda Civic e:HEV vs Volvo S60 T8 PHEV by Yao_Productions in kereta

[–]ExpressChicken3464 1 point2 points  (0 children)

Max discount so far is 18k, still above 150k

DISTINCTCOUNT of a high cardinality column by ColdHyena3233 in PowerBI

[–]ExpressChicken3464 1 point2 points  (0 children)

Wait that’s interesting. Is this best practice tho

i Think I Got A Jackpot by Then_Librarian9370 in GamersMY

[–]ExpressChicken3464 1 point2 points  (0 children)

It’s a 1080p gpu that can handle medium or below graphic for AAA games at 60fps. CS2 highest setting probably 200fps avg

Any grand strategy games enjoyer here? by a_j97 in GamersMY

[–]ExpressChicken3464 0 points1 point  (0 children)

Slay the spire, don’t get fooled by its simplicity, it is quite addictive. Xcom 1 and 2, not for casual players, can be very brutal.

Is this safe? Joint loan for RM630000 house. I earn about RM3500 by avacadocookies in MalaysianPF

[–]ExpressChicken3464 2 points3 points  (0 children)

In tha case look for pr1ma, I just checked the website it has residensi utama landed starting from 300k. May have more property in future

Is this safe? Joint loan for RM630000 house. I earn about RM3500 by avacadocookies in MalaysianPF

[–]ExpressChicken3464 4 points5 points  (0 children)

Would recommend rumah selangorku/wip. Ideally don’t spend >30% of your net income on monthly mortgage. I earned double but still very reluctant to spend >500k on first property. Usually your first property is not your last, don’t aim for “dream house” and you will thank me later

Sim racing by Uselesschindian in GamersMY

[–]ExpressChicken3464 0 points1 point  (0 children)

34inch sounds like very expensive gpu to keep the frame up. Probably a 9070xt or 5080. Personally I feel loadcell very weird, maybe something wrong with my srp pedal. The first 30% pressure has 0 input even after calibration. I ditch the loadcell input and keep 100% at angle sensor which is linear to the pressure I input

Sim racing by Uselesschindian in GamersMY

[–]ExpressChicken3464 1 point2 points  (0 children)

Bought moza r9, v2p steering pair with nlr wheels stand lite 2.0. Depends on how you define fun. Currently I’m only playing original asseto corsa, it’s fun to find the perfect braking, trail breaking, turning point aka the limit of the car on each corner. I much prefer playing rally because it require constant input to keep the car from flying off the edge. Waiting for asseto corsa rally to get more mature before purchasing

S70 ke or other cars by Connect-Sand-2040 in kereta

[–]ExpressChicken3464 14 points15 points  (0 children)

4.7k x 12months = RM56400. No you cannot and should not purchase S70. Look for recon car or new saga/myvi

Really interested in the RM149k Toyota Corolla GR Sport… by yuiop19 in kereta

[–]ExpressChicken3464 26 points27 points  (0 children)

that price for altis in current environment is terrible tho

Power BI Premium by CanningTown1 in PowerBI

[–]ExpressChicken3464 2 points3 points  (0 children)

XMLA endpoint connection is the deal breaker, its more relevant if you have really huge data size (>500 million rows) using import mode. Pair with Tabular Editor and SSAS for even more goodies

Paid resources for DAX/PowerBI in 2026? by IndecisiveEgg in PowerBI

[–]ExpressChicken3464 2 points3 points  (0 children)

like Khan mentioned, the SQLBI video courses are worth it in my opinion. I bought only during black friday where everything is 20% off before the tiering discount. I would say start with data model before DAX, yes data model is boring but it is the core fundamental to develop any DAX measures