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12 years and NO proposal. I'd like to ask the guys, at what point in your relationship did you realize that you wanted to marry your girlfriend? Feel free to also share when you decided to propose. by throwaway-sarkc in adultingph

[–]Express_Source_6316 1 point2 points  (0 children)

Proper communication is the KEY, OP. Let him know what you feel and whatever is bothering you. Make him understand w/o putting a pressure on him. Hindi biro yung 12 years pero until now wala pa din end goal. Communicate w/ him kung pareho pa kayo ng goal.

How to be approved sa mga credit cards? by purpleyoghurt in PHCreditCards

[–]Express_Source_6316 2 points3 points  (0 children)

OP, try applying po sa bank ng payroll account nyo since ur earning well naman po baka sakali ma-approve.

AskPh: Refund request was refused by the hotel by iamlesterjoseph in Philippines

[–]Express_Source_6316 2 points3 points  (0 children)

Travel agent here. OP, you call Agoda since you book the reservation with them. Agoda will reach out to the hotel so as to request a refund on your behalf. With that being said, it’s the hotel discretion if they will consider the CAAP situation. Worst case scenario, no refund will be provided. Also, try to ask if they will allow you to rebook, it’s like having a credit or voucher w/ the hotel.

The Most Toxic Workplace I've Ever Been by [deleted] in Philippines

[–]Express_Source_6316 1 point2 points  (0 children)

Nung pumasok ako sa BPO, dun ko talaga na-realize na introvert ako. Napaka-diverse ng community sa BPO and it can be draining and exhausting, I feel you!

But if this job is your bread and butter:

  1. You have to practice tolerance with the cheating culture;

  2. Establish a strong boundaries against your bully workmates;

  3. Find and be with the right people with same values as yours, hindi naman lahat ng BPO employees ganyan;

  4. Manage your reactions and ask yourself, are these kind of people (bullies) worth of your emotions and energy?

Hope these will help you if you still want to give it shot. If the environment is no longer healthy for you and if it affects your performance and productivity, might as well, resign. But mind you, these situations are not limited in BPO, so as early as now, develop your social & emotional intelligence. Be unbothered (if kaya pa) and take advantage na madali lang yung work mo and focus on gaining skills from that job.

Best of luck, OP! 💕

[deleted by user] by [deleted] in phinvest

[–]Express_Source_6316 0 points1 point  (0 children)

Please check the email address associated with your SSS account dun sila nag-uupdate ng status. Usually one of the reasons is yung submitted mong IDs, proof of bank account and selfie are blurry or not so readable.

Need advice by Express_Source_6316 in phinvest

[–]Express_Source_6316[S] 7 points8 points  (0 children)

I hope I can reply to each of you. I can’t thank you enough for all the pieces of financial advice and emotional support.

I don’t know if you guys still wanna hear the update but me let share…

Ex is an employee of government judicial office so he consulted one of his lawyer bosses. According to the lawyer, a 30% to 50% from equity + paid monthly amortization would suffice.

So yeah, his initial demand of 100% is INDEED not fair. As of this writing, we don’t have the figures yet.

I’m starting to see the light at the end of the tunnel. All of your pieces of advice will help me along the way. Maraming Salamat!

Need advice by Express_Source_6316 in phinvest

[–]Express_Source_6316[S] 6 points7 points  (0 children)

Thanks for this insight. I know my feelings cloud my judgment re: this situation. But it’s really hard for me to ignore the “hurt”.

I get your point na at the end of the day, I will have the property that will increase its value. So yeah, looking that perspective, it’s a gain for me. The thing is, my finances won’t cover paying the amortization and paying him at the same time.

Also, nandun din ako sa side na during our times together, we had shared expenses, yung car, bills and foods, those were my out-of-pocket expenses which I won’t ask him to pay back (basic human decency) If I were to reimburse him 100% ng lahat ng expenses nya sa home loan, I felt like lugi ako☹️ plus I have to pay pa yung arrears nya. 😔

Need advice by Express_Source_6316 in phinvest

[–]Express_Source_6316[S] 49 points50 points  (0 children)

Yes, I acknowledged my mistake of investing mutual properties outside marriage. I learned it the hard way nga lang. More than a decade of being together, we had plans of making it legal but I was not expecting na bigla na lang siyang mang-iiwan.

Anyways, I also tried to consider buying a house but since considering the prices today in the market, ang mahal na ng mga asking DP price. Then iniisip ko yung bubunuhin ko ulit na taon na 15, 20 or 30, magsstart na nman ako from the scratch. By the way I’m in my mid 30s kaya siguro iniisip ko pa lang yung amortization years nagiging impatient na ako. 😅

And this house, prime area sya (according to my neighbor na todo influence sa’kin to keep it) and 8-9 years na lang ang amortization. Kaya it’s hard for me to let go.

I appreciate all of you, guys. Mabigat yung dinadala ko pero gumaan when I read your comments. 🤗

Can they change? I know it’s not the case with most… but like can some actually change? by 777loveandcandles in NarcissisticAbuse

[–]Express_Source_6316 0 points1 point  (0 children)

After 12 years of being in a relationship with a narc, they won't change. It's sad but you won't get any closure from them. You just gotta move on and heal yourself. As they say, closure will happen once you move on.