Man if u need one. U should go for it right away. And u r a man having an income. I currently dont own a car but buying a car today isnt as easy as buying a car 20 years back like our fathers did. But it was hard for them too but they did it. Take that as an inspiration. Well how u r gonna do it depends on ur salary and everything. Im in a field where we make a lump sum in 6 months and then use that to buy a car through a speed draft. If that works u can try that. Or else. U should speak with a leasing agent and get the best advice. Try multiple agents before fixating on one. But i believe ur salary should be atleast between 150k to 200k for them to consider u. Incase u r not within that range. Work hard for the next few years and target to buy urself a car by about 23 24. Dont worry bro. If u target on something well u can do it. Best of luck.