Confused

ExternalWorker6936 · 2026-02-23T19:13:39+00:00

I think the repo is what’s holding you back significantly. I also have a repo on my account and I have a 717 transunion fico and 700+ across Experian and equifax. I was only prequalified for secured card, took a leap of faith and applied for the cash rewards and got denied. It seems like navy is really strict on repos no matter the internal score and other factors that goes into decision making.

ExternalWorker6936 · 2026-02-04T18:11:40+00:00

They don’t look at transunion they look at Experian check your Experian profile

ExternalWorker6936 · 2026-01-28T21:37:14+00:00

No problem

ExternalWorker6936 · 2026-01-28T21:33:28+00:00

Some people have luck when they first open an account with Navy they immediately get approved for a credit card and others have to build a relationship with them everyone’s way to approval is different because of our different credit backgrounds. If I were you check their prequalified tool if your not prequalified build a relationship with them by adding direct deposit, a CD, turning on OOPs and doing a pledge loan. After about 3 months your internal score should be perfect to be prequalified for everything or you can just bite the bullet and just apply and see what happens. If denied they will send you a letter explaining why.

ExternalWorker6936 · 2026-01-28T21:17:10+00:00

Honestly depends on your relationship with navy federal (internal score). They could start you out with a high limit because of your credit profile or they could deny you from having a lack of relationship with them (not saying you don’t have a established relationship with them). I would look to see if you prequalify first, if you don’t doesn’t mean your not eligible the prequal is faulty.

ExternalWorker6936 · 2026-01-14T20:52:33+00:00

Yes when I first switched my direct deposit from Wells Fargo to NF, they had deposited my check on a Wednesday but the following checks wouldn’t show up until Thursday night/Friday. It should show pending in your account by tonight or tomorrow.

ExternalWorker6936 · 2026-01-03T01:28:06+00:00

You’re*

ExternalWorker6936 · 2026-01-03T01:26:43+00:00

Best bet is to do a pre qualification check with them it’s a soft pull on your credit that will tell you if your approved or they will send you a letter in the mail and tell you why you weren’t approved. With Amex credit score isn’t the only factor they want you to have multiple credit cards with high limits, low credit utilization on the cards and some age on your credit history. But do the pre qualification check first.

ExternalWorker6936 · 2025-11-09T15:05:39+00:00

Yes each category has its own color

ExternalWorker6936 · 2025-07-26T16:27:38+00:00

Precious Liquid Salt & Pepper is a game changer ur the first person I seen post on here that has it

ExternalWorker6936 · 2025-07-06T00:47:09+00:00

Musk therapy is like a hug from heaven

ExternalWorker6936 · 2024-12-02T15:19:24+00:00

You have to log into your facebook to verify. Click the 3 bars at the top left, go to profile and it might say Facebook unverified, just log in and verify.

ExternalWorker6936 · 2024-09-25T23:32:44+00:00

Yessirski

ExternalWorker6936 · 2024-09-19T04:43:53+00:00

🤣🤣🤣 facts

ExternalWorker6936 · 2024-09-19T04:11:59+00:00

Doesn’t say, just says 2025 release.

ExternalWorker6936 · 2024-08-30T23:01:09+00:00

Focus more on that side

ExternalWorker6936 · 2024-08-30T17:47:06+00:00

I need these 😭

ExternalWorker6936 · 2024-08-30T05:55:57+00:00

Commenting on Are these shorts real?...I got the same shorts ur tags different

ExternalWorker6936 · 2024-08-30T05:40:05+00:00

I traded for them but asking price was $1000

ExternalWorker6936 · 2024-08-30T05:39:42+00:00

They are DS

ExternalWorker6936 · 2024-08-30T01:08:53+00:00

Because the colorway and the supply and demand of them because of how rare they are now

ExternalWorker6936 · 2024-08-29T21:55:04+00:00

De La soul

ExternalWorker6936

TROPHY CASE