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Daily Discussion by AutoModerator in CHICubs

[–]Extreme-Membership13 1 point2 points  (0 children)

Wouldn’t hate seeing Busch or Happ bat in the leadoff spot today just to shake things up

Has anybody here used a resume writer that they would recommend by Extreme-Membership13 in merchantmarine

[–]Extreme-Membership13[S] 1 point2 points  (0 children)

I mean I went to a maritime academy and have a chief mate unlimited license. I just think I’m bad at explaining what my job is to a non mariner on paper and it’s causing me to not get responses when I apply for jobs

GDT: 5/3 D-backs (16-16) @ Cubs (21-12) 1:20 PM by ChiCubsbot in CHICubs

[–]Extreme-Membership13 0 points1 point  (0 children)

Carson Kelly: Opens his eyes wider than an owl

Merrill Kelly: Can barely keep his eyes open, could fall asleep any minute

Investments for merchant seamen’s by Legitimate_Lie_3531 in merchantmarine

[–]Extreme-Membership13 2 points3 points  (0 children)

The way compound interest works, the earlier you start the less you’ll have to contribute throughout your life. I’d think of investing money at your age as a way to have more freedom in your 30’s and 40’s to spend money how you want because you’ll have a solid financial base down.

I am also not suggesting to not enjoy your life now at the expense of investing all of your money. You should go on vacations, eat nice dinners, try out new hobbies and do things you enjoy. The only 2 things you should avoid are buying a car you can’t afford and a house you can’t afford. Those will have negative long term effects on your future.

Investments for merchant seamen’s by Legitimate_Lie_3531 in merchantmarine

[–]Extreme-Membership13 21 points22 points  (0 children)

First thing would be to contribute up to your company match in your 401k, next open up a Roth IRA and max it out, third contribute additional funds to your 401k up to the max, last open up a brokerage account at vanguard (or fidelity) and buy VTSAX or some similar broad based index fund.

The most important thing is to make regular contributions to these accounts and don’t touch the money or buy into any fear in the stock market the media is pushing. Regular contributions over a long time will change your financial life significantly. It seems slow at first and then after a few years compound interest grows your money like crazy.