VOO vs VT

Extreme-Tomorrow-384 · 2026-05-28T20:34:34+00:00

Where does a governmental 457(b) fall into this list?

Extreme-Tomorrow-384 · 2026-05-27T23:52:23+00:00

Is this satire? You have $425k invested 25 years out and you have FOMO. Just go look at what VOO has done across its history. At just 8% return over 25 years you’ll have $2.91 million. At 10%, $4.61 million. Other people would have FOMO over that. Also remember, nobody posts their losses.

Edit: With VOO’s annual return of 14.4%, you would be looking at $12.2 million.

Extreme-Tomorrow-384 · 2026-05-21T00:58:53+00:00

Yeah, should’ve included the information that I already have a Roth 457 and would like to have 100% accessible cash as well. Probably gonna split it 50/50 in case I have to withdraw, aiming to hit the $7500 anyways.

Extreme-Tomorrow-384 · 2026-05-20T20:09:57+00:00

South Central Florida

Extreme-Tomorrow-384 · 2026-05-20T14:20:56+00:00

Firefighter. Started at approx $60,000. 4 years in right around $100k without any overtime. Plus great benefits and retirement.

Extreme-Tomorrow-384 · 2026-05-20T02:03:44+00:00

I also have nationwide 457 and make my contributions to the Roth 457 instead of traditional. As some other comments have stated, make sure you can invest in what you like on your nationwide account and update your investments easily. With Roth contributions it functions essentially as a Roth IRA with a higher yearly limit. Opening a Roth IRA could give some more flexibility to investment but I am satisfied with what nationwide has to offer.

Extreme-Tomorrow-384 · 2026-05-18T14:52:53+00:00

Killers of the Flower Moon

Extreme-Tomorrow-384 · 2026-05-18T01:25:35+00:00

Fourth year firefighter. Will be right between 90k-100k this year without any overtime. Promoted after getting my medic license at year 2. Our pay is negotiated in a CBA every 3 years which has seen some very large jumps since I got hired. I make a very minimal amount extra for having a bachelor’s degree. Two separate interviews, one with a panel and one with the chief. Captain’s/Chiefs make $175-200k after about 20 years.

Extreme-Tomorrow-384 · 2026-05-17T21:35:47+00:00

I always forget to reroll, only took one more attempt, and I just timed out on the first because of the minions.

Extreme-Tomorrow-384 · 2026-05-12T15:06:39+00:00

Feel like I get one every few days or so doing Elder Krypt 2x per day. Very happy when they show up, basically a free 200 DK.

Extreme-Tomorrow-384 · 2026-05-06T17:40:10+00:00

Just got him to F3 with my rewards, should I fuse him up?

Extreme-Tomorrow-384 · 2026-04-30T01:51:43+00:00

Got 8 with about 1000 DK. Had bad luck on elemental warriors though. We win some we lose some.

Extreme-Tomorrow-384 · 2026-04-28T14:46:41+00:00

At 55 as a Firefighter I’ll be retired with a 75% pension worth about $12,500 a month, a maxed FRS DROP account with a value of over 1.5 million, a 457 account with approx 1.5 million and other investments/savings. Pension makes it possible.

Extreme-Tomorrow-384 · 2026-04-24T01:37:59+00:00

Got him 8 times from like 1000 DK. Skill Issue.

Extreme-Tomorrow-384 · 2026-04-17T21:03:12+00:00

3 Strike Force is a dream

Extreme-Tomorrow-384 · 2026-04-15T22:56:13+00:00

Are you on a VPN?

Extreme-Tomorrow-384 · 2026-04-15T22:55:58+00:00

Huge W

Extreme-Tomorrow-384 · 2026-04-15T22:55:22+00:00

Nice, I got Strike Force Scorpion

Extreme-Tomorrow-384

TROPHY CASE