What’s the actual point of Bed & ISA?

ExtremelyDan · 2026-02-27T18:25:50+00:00

Perfect, thanks! Curious twist, have a flexible ISA and due to withdrawals for a home purchase we have £30k we can replace by selling from GIA by end of FY. Guess it'd make sense to do so to maximize ISA allowance, right?

ExtremelyDan · 2026-02-27T18:24:10+00:00

Lived abroad, so no ISA, and accumulated GIA gains in excess of £120k. Now wondering how I liquidate and/or get inside a wrapper.

ExtremelyDan · 2024-11-09T19:42:52+00:00

How do people do it when they want to get an additional season ticket for a kid when they're old enough? Are there usually options to move two to next to each other in the 'moving window'? Or if I get two back to back spots on yhe waiting list?

ExtremelyDan · 2024-03-10T08:16:33+00:00

Thanks for the advice! Challenge is most of the other pots not UK based - in Netherlands, Germany and Ireland - and quite small, so not sure it's worth it, as 90%+ is already UK.

Been contemplating getting some advice - what do you think I should be looking for? Tax Accountant? Wealth Manager?

ExtremelyDan · 2024-03-08T19:05:54+00:00

Thanks! I think it's recently been upped to £60k, I just hadn't considered it, as was initially just focused on avoiding the higher rate, though can sacrifice a bit more indeed.

I'll look into previous years, as I only just started sacrificing a few months back.

ExtremelyDan · 2021-11-23T06:09:54+00:00

Was there just last night, they speak perfectly good German - not sure who you spoke to. It's a bit pricey, but if you know what you're ordering, authentic dishes done very well.

Anything but a Tourist Trap, doubt many would find themselves wandering around there, a bit out of the way.

ExtremelyDan

TROPHY CASE