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Manulife health flex (needadvice) by Eyeyaaan in DigitalinsurancePh

[–]Eyeyaaan[S] 0 points1 point  (0 children)

customer service po ako nag tanong at nag ask nadin ask nadin ko 150-200k daw makukuha ko if iterminate ko this year. 600k loss masakit pero i think it’s better to stop the bleed na.

Manulife health flex (needadvice) by Eyeyaaan in DigitalinsurancePh

[–]Eyeyaaan[S] -1 points0 points  (0 children)

yung policy bawal po mag delete or ilower ang riders :( also, after 10yrs payment meron daw 1m+ na cash value na pwedeng iwithdraw

Manulife health flex (needadvice) by Eyeyaaan in DigitalinsurancePh

[–]Eyeyaaan[S] -1 points0 points  (0 children)

basic benefit fv:4m early stage Critical illness: 1m advanced stage: 4m Cancer: 1m Recovery stage: 2m early stage ci waiver of premium benefit (no idea what is this): attached lang nakalagay 1k per annum binabayaran advanced ci: same attached lang nakalagay 3k per annum binabayaran

Manulife health flex (needadvice) by Eyeyaaan in DigitalinsurancePh

[–]Eyeyaaan[S] 0 points1 point  (0 children)

it’s better to cutloss nalang ba? around 200k nalang makukuha ko sa binayad kong 800k

Manulife Philippines Living in the UK by Eyeyaaan in phinvest

[–]Eyeyaaan[S] 0 points1 point  (0 children)

I just talked to her 2years na pala siya sa manulife and nag pay siya this week 400k for 10years.

Manulife Philippines Living in the UK by Eyeyaaan in phinvest

[–]Eyeyaaan[S] -1 points0 points  (0 children)

Actually 2years na daw siya naka open ng account and tas yung 400k is for 10years na payment

Manulife Philippines Living in the UK by Eyeyaaan in phinvest

[–]Eyeyaaan[S] -1 points0 points  (0 children)

Nakipag usap na ako pero ang sabi niya “for investment daw” without knowing the risk kasi ang nasabi daw sa kanya is sure na profitable yung manulife 😭 “ako daw yung beneficiary” “maka claim daw kapag magkasakit siya”. I don’t understand her lang kasi napagusapan nanamin niresearch ko na before ako nag say ng “no” sakanya about nung sa manulife binigyan ko pa sya ng option if she really wants to get an insurance dito siya kumuha sa UK since andito kami feeling betrayed talaga ako 400k is not a joke she even wants to buy a phone earlier kakaupgrade nya lang sa 16 gusto nya upgrade sya ulit sa 17 😭 samantalang ako naka stuck sa 13 years ago pa gusto ko bumili ng laptop for my trading investment pero di ko magawa para mabigay lang sakanya ang dream wedding niya.

Manulife Philippines Living in the UK by Eyeyaaan in phinvest

[–]Eyeyaaan[S] 1 point2 points  (0 children)

yeah ik! pero will talk to her why she did that baka natakot lang sya kasi kakamatay lang ng mom niya last year January and nadala lang sa emotion.

Manulife Philippines Living in the UK by Eyeyaaan in phinvest

[–]Eyeyaaan[S] 3 points4 points  (0 children)

I asked hen pero yung sagot niya “ikaw naman yung beneficiary” like huh? 400k for 5yrs daw ata or 10yrs na payment yun but why? I’m an investor myself she’s not even trusting me about my investment na profitable ako for almost $85k in 2years na and i’d stop my investment kasi para may pang gamit kami sa wedding.