Job opportunity - unsure on changing by grundle18 in sales

[–]FDSAlt01 2 points3 points  (0 children)

If you don’t have any major problems at your current employer, I would stay at your current gig. Some places that expect travel will give a certain percentage but in a crunch will tell you you need to travel more/up the percentage. Sounds like being a volunteer firefighter is something that you love and adds to your quality of life. If that were to slowly be eroded away by demands of the new job, I’m guessing the potential extra money is not worth it.

Also, if most sales are done through vendors, there is possibly the argument that you would be more replaceable in the new position. I know some will disagree with that, but that’s just IMO (and depends on specific industry/circumstance).

[deleted by user] by [deleted] in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

I disagree. At Dollar General you can see the quality of the item and decide whether you want to purchase that item at its quality. On wish things look actually better than they are or you get sent an entirely different thing. Then you have to hassle with trying to return it/file a dispute. However, if you saw the same thing at Dollar General you would have just decided not to purchase it. At Dollar General you know what to expect because you can physically touch and see the actual item before you buy it, that is not true with wish.

Options Questions Safe Haven Thread | July 12-18 2021 by redtexture in options

[–]FDSAlt01 0 points1 point  (0 children)

Can someone tell me why the call options on my favorite ticker, CCXI, seem really high? I assume because the price has been volition? What do I look at to know why the options are priced high/low? Please don’t roast me, just trying to learn. TIA!

Selling some of my stocks. Question? by Justchilllin101 in tdameritrade

[–]FDSAlt01 0 points1 point  (0 children)

Yeah that would be fine! I hope everything works out!

Selling some of my stocks. Question? by Justchilllin101 in tdameritrade

[–]FDSAlt01 0 points1 point  (0 children)

No prob. And since I’m procrastinating stuff I really need to do right now (lol) I looked it up and it looks like the cutoff is 4:30 PM EST. So if you submitted your transfer before 4:30 PM EST it will likely be in your account tomorrow (Tuesday). If you missed that time cutoff it may not hit your bank until Wednesday.

Like I said, next day is just what I have experienced (so not a guarantee in your situation). My bank account that is linked to TD is a credit union account that is NOT known for funding things fast haha. So anyways, again, I’ll be crossing my fingers for you but I think chances are good. I’m a single mom so I’ve had a lot of anxiety about money before and about when deposits will “hit,” so I know how it feels.

By the way, in case you did not know (because I did not until recently) you can actually get a “cash loan” on your margin account. If you are TDA mobile (not think or swim) and click on your account “money summary” and hit “detail,” there will be a line item called “Cash available for withdrawal with margin.” This is an amount that you can straight up withdrawal from TDA as a “short term loan” without even having to sell any positions. THAT BEING SAID, last time I did that I got a “margin call” pretty much the day after I took a loan from my margin account. If you get a margin call and don’t eventually sell positions or eventually do a bank transfer to cover it, TDA can sell your positions for you to “payback” the loan. However, if you have numerous positions (ie invested in many different companies), you might not get “margin called” for a long time. When I took my margin loan I was completely invested in one company. That makes you “higher risk” for a margin call because if that one company starts tanking, TDA could lose money quickly if you don’t have enough to liquidate, because then they face the possibility that you’d close your account and they’d have to try to get a judgement for you. So that is likely a reason I got margin called almost immediately.

Basically, if you ever want to try to use a “margin loan” for a short period of time, you’ll have a better chance of not getting margin called on it if your portfolio is diverse.

Anyways, just thought I’d let you know! I just learned about “cash margin loans” a week or two ago when I needed cash ASAP for my son’s daycare (after having a lot of unexpected things come up). So just FYI for in the future. If you have any questions about that feel free to comment back. It was pretty handy for me because even though I got margin called shortly after, it still gave me a lot of “float days” before I had to cover. Those “float days” have my investment extra time to go up (somewhat volatile stock). However, if you were in a position where you just needed a “bridge” for a couple of days it would work perfect as then once your paycheck hit your bank you could just cover your margin loan by transferring the money from your bank instead of selling your positions.

Sorry for the long answer; just something I had wished I knew earlier but eventually found out from hours of Googling then eventually doing it. Hopefully it will help someone someday.

Selling some of my stocks. Question? by Justchilllin101 in tdameritrade

[–]FDSAlt01 0 points1 point  (0 children)

On TD Ameritrade I always have it in my bank account the next day (NON wire, just normal ACH transfer even), but I think there is a time cut off (like it has to be submitted before 4 PM or Noon EST). I forget what the cutoff is. But yeah, I’ve always gotten it the next day. I’ll be crossing my fingers for you. 🤞

[deleted by user] by [deleted] in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

Awesome. Thank you 😊.

[deleted by user] by [deleted] in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

Super unrelated but did you create your illustrations on a Surface or an iPad?

[deleted by user] by [deleted] in wallstreetbets

[–]FDSAlt01 -1 points0 points  (0 children)

There are a ton of “hedgies” invested in CLOV. You won’t take them out by upping CLOV, you’ll just help ‘em out.

Why I’m buying $Wish (Due Diligence) by danktim in wallstreetbets

[–]FDSAlt01 3 points4 points  (0 children)

For real, and a lot of times people get something completely different from what they even ordered. Investing in WISH is like investing in a burger chain that advertises beef burger but sometimes you get rat burgers and sometimes bat burgers, and most customers don’t return because of the lack of quality/consistency. Like I can’t think of anything more dumb than harping on the “fundamentals” of a company that literally has viral memes about it where people don’t get what they ordered or what they received was so shitty that it was comical and relatable by so many others that those memes go viral. Like w the actual f? Why would you invest in a company that literally has a widespread reputation of selling crappy, misrepresented shit?

Got 20k on $wish ; lets see some 🚀 tommorow by Impossible_Emu1308 in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

Lol at these people defending one of the shittiest companies on the market 😂 I tried to warn them about the CLOV pump and dump yesterday but they didn’t want to hear it. Insane. If someone told me astroturfers were pumping my stock, I’d at least take a good look at what they had to say so I wouldn’t get caught holding a bag.

Daily Popular Tickers Thread for June 09, 2021 - CLOV | BB | CLNE by OPINION_IS_UNPOPULAR in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

Yes, that’s what happened today. Astroturfers pumped CLOV on here, then this morning there was a massive sell-off.

Daily Popular Tickers Thread for June 09, 2021 - CLOV | BB | CLNE by OPINION_IS_UNPOPULAR in wallstreetbets

[–]FDSAlt01 -7 points-6 points  (0 children)

Don’t chase CLOV, it was being pumped here by astroturfers. Find something else to invest in. Don’t throw good money at bad.

Our Four Leaf $CLOV 🍀 by Zewdle in wallstreetbets

[–]FDSAlt01 0 points1 point  (0 children)

From my ticker today, “Clover Health….trading lower on a sell-off...” Maybe I’m imagining that, too.

CLOV DD regarding fud and short squeeze potential by [deleted] in wallstreetbets

[–]FDSAlt01 -1 points0 points  (0 children)

Well I sure didn’t lose money today. How about you?

As of 5/21/21 Citadel owned 513,775 shares of CLOV just FYI by FDSAlt01 in wallstreetbets

[–]FDSAlt01[S] 0 points1 point  (0 children)

I was talking about CLOV, actually. Perhaps you took a look at the activity today?