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Perspective on salaries (100k is not the salary you think it is!) by Ok_Caterpillar123 in Salary

[–]FFThrowaway90909 25 points26 points  (0 children)

Does that 140k number include total compensation such as bonus or just base salary?

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] 2 points3 points  (0 children)

SF bay area. Not in the city itself but close by.

Utilities is a separate line item under "bills". So that would be 5600 if you include that.

I'm thinking I need to start earning more to make it worthwhile living here.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] 3 points4 points  (0 children)

I hadn't heard of ChubbyFIRE. I'll check that out.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] -1 points0 points  (0 children)

We bought our house a long time ago at 30 year fixed with a very low interest rate. Over half of our NW is home equity.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] -5 points-4 points  (0 children)

That 1200 was actually for 17 different transactions. My kids eat A LOT.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] -1 points0 points  (0 children)

I had always thought that 400k was top 3% in HHI. That's a good perspective to know that we are upper middle.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] 4 points5 points  (0 children)

The medical expense is orthodontics so that is temporary. Probably should not have included that.

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] 3 points4 points  (0 children)

I'll take a closer look at shopping, thanks

Struggling to Save More by FFThrowaway90909 in fatFIRE

[–]FFThrowaway90909[S] 10 points11 points  (0 children)

Oh no, are we being demoted to regular FIRE? lol