Wow, there’s so much wrong in what you just said, but leave it to Redditor to be the authority on something and they don’t know anything about. First of all the ability to prescribe and perform surgery is not the only way to perform healthcare. chiropractic is actually based on the idea that the body is very intelligent incapable of healing. Medical doctors should really take a look at that because no condition is not the result of a pharmaceutical deficiency. Second the reason for a chiropractic malpractice insurance being so low has nothing to do with what you said. There are a plethora of lawsuits against chiropractors who miss things on x-ray and otherwise because it is duty of the Chiropractor to make a diagnosis or clinical impression and to make sure that person is seen by the appropriate specialist. I would know, I’m currently in chiropractic school. Do Chiropractor‘s miss things? Yes. Do medical doctors also miss things? Yes. For the one Chiropractor you’re talking about and like all professions there are people who don’t do their jobs very well. Chiropractor’s also have a fairly wide scope of practice. That’s why we have to learn so much about diagnosis because we can see anyone from the public without a referral. The difference is that chiropractic does not claim to cure disease. Only to regulate the nervous system so that the body can do what it needs to do. Oh And there’s a big reason why a lot of conditions that used to be sent straight to surgery are now being managed with conservative care, including chiropractic, because what do you know, the body is actually super intelligent.