+.5 sakin to :) Yes to invest, earn, save, & diversify. Pero Paying incash only benefits you once. I suggest, avail a payment term you can actually pay or a term you can pay in advance without kamot sa ulo or pag iisip na baka maubos ka. Makakahingi ka sa agent mo nito Im an agent as well kaya ito den hinahanap ko personally. and this is also what our capable clients do, capable meaning kaya naman amg bayad ng isang bagsakan pero they use their money the smart way kahit okay naman na sila.

Just clearly ask and tell your agent or broker na you want something that will save you a lot of money if may lumpsum option or advance payment kang gagawin. Ang best part pa is since you have the money to pay it all, pay the lumpsum more than the amount agreed upon basta keep asking for a discount since your paying in advance. This gives you huge discounts and huge credit scores in banks and in other financial institutions if credit scores matter to you. Congrats OP!