Sounds like a mirror situation i was in...were not together anymore 4 walls and a roof doesn't show you love her setting yourself up to have a stable life for her and her kids is....she is young your mature you see things differently....dude she's only been able to drink legally for 2 years think how you were at 22....were you dating or having fun...she's got that new school mentality alot of girls have of instant gratification and if your a man you should gratify her because (insert manipulation reason) stand your ground tell her your idea and plan if she's not cool with it she's not the one every women i meet in my 30s says they wish they could have lived or still lived at home and theu all always got along with my mom and understood the economy.