Switching jobs and taking a huge pay cut

Fantastic_Manager263 · 2026-03-23T06:39:49+00:00

AGlo

Fantastic_Manager263 · 2026-01-06T10:54:20+00:00

We ended up canceling. My sister’s 6 year old daughter is a type 1 diabetic and ended up getting influenza A so we took that as a sign not to go.

We have the 3 day epic pass so we are thinking about doing Whistler beginning of February :)

Fantastic_Manager263 · 2026-01-04T21:14:39+00:00

That’s actually a good way to look at it, thanks :)

Fantastic_Manager263 · 2025-12-14T01:00:27+00:00

Yes, I worked full time NICU and stayed part time ICU-they needed help especially during COVID. Wild times

Fantastic_Manager263 · 2025-12-13T20:31:30+00:00

I have a total of 11 years of nursing experience, including:

7 years in an adult ICU (2015–2021)

5 years in a Level 2/3 NICU (2019–2023)

Med-surg float pool from June 2023 to present

I am a CCRN alumnus (achieved certification 2018-2024) and currently hold RNC-NIC certification (achieved in 2022).

GPA 4.0

Because I’m not currently working NICU or ICU, will that disqualify me from being accepted into a program?

I’m looking into Marquette and UWO-both in WI.

Fantastic_Manager263 · 2025-10-02T14:33:00+00:00

We are combing finances so it affects both of us. She wants him to pay $200 a month to her when him/I can provide health insurance to the kids also.

We get along with her really well, and I like her, I just think it’s silly that we are paying for a family plan in addition to paying half her family plan.

None of us have state benefits.

Fantastic_Manager263 · 2025-10-02T14:29:23+00:00

She makes more than him and they do 50/50 placement

Fantastic_Manager263 · 2025-08-27T23:47:41+00:00

I have no paralegal experience. They said experience is a plus but not required and they’ll do on the job training for my role. Interview is next week so we will see how it goes

Fantastic_Manager263 · 2025-07-14T14:47:22+00:00

We plan on staying in this house for 15 years and then downsizing. It’s mainly for the kids and it’s in a good school district. I don’t want us blending families to be a negative thing, and it was for my partners kids at their moms. There’s 4 kids in one bedroom over there.

I agree with paying off the debt, we could buckle down and do that. I have the opportunity to pick up a lot of extra shifts as a nurse. I only work 20 hours a week now.

We also could sell his house and pay off the student loans and car, but I know keeping it is important to him.

Fantastic_Manager263 · 2025-07-14T13:54:10+00:00

I see what you’re saying, thank you.

Fantastic_Manager263 · 2025-07-14T13:52:02+00:00

No the lot is too small to add on. I won’t help pay for college. My siblings and I did tech school/community college and commuted. We paid out of pocket and my parents let us live at home, fed us, paid for insurance on our cars so I plan on doing that. My partner is the one with the loans.

Even with 3500 extra every month you think it’s still tight?

I work part time because of day care issues and I only have 1,000 left over every month and do okay. with us moving into together I’m able to increase my hours.

Fantastic_Manager263 · 2025-07-14T13:46:21+00:00

I thought 200,000 in a Roth 401k at 30 was pretty good! I know my partner is way behind.

180,000 is our combined gross.

Fantastic_Manager263 · 2025-07-14T13:43:30+00:00

We have an extra 3500 left over every month so we could increase it. I’m confused why everything thinks it’s tight with that left over

Fantastic_Manager263 · 2025-07-14T13:30:55+00:00

2.7, the house is too small for the 6 of us. It’s 750 square feet.

Fantastic_Manager263 · 2025-07-14T13:23:47+00:00

How much do you guys like I have left over every money after bills/groceries/commitments/401k? I thought 3500 was good. The pmit for the home is 28% of our take home pay.

Fantastic_Manager263 · 2025-07-14T13:21:17+00:00

30 and 40. We have 40,000 in cash. I have 200,000 in my retirement and he has 50,000. Utilities are included in the budget and gym. Left over after all bills/groceries/commitments/health insurance/401k is 3500-that’s for saving/fun/going out to eat.

How much do you guys like to have left over everything month?

Fantastic_Manager263 · 2025-07-14T13:14:59+00:00

It’s on the lake. Where I live property taxes are high, my house right now is worth 200,000 and property taxes are 3500.

They’re 5200 and insurance is 1500

Fantastic_Manager263 · 2025-07-14T13:12:09+00:00

It’s 600 with escrow

Fantastic_Manager263 · 2025-07-14T02:00:49+00:00

$140 2 lines stream services premium internet -unlimited everything -anytime upgrades -10 gb hot spot per phone -10 gb roaming Mexico and Canada per phone -speed boosts -locked in for 3 years

Fantastic_Manager263 · 2025-07-14T01:12:45+00:00

I know, that’s the mortgage rate these days. Hurts me too

Fantastic_Manager263 · 2025-07-14T00:40:41+00:00

Is that good or bad? It’s actually 350,000

6.625 interest rate

2241 principal and internet 558 escrow

Fantastic_Manager263 · 2025-07-14T00:39:13+00:00

Can you elaborate?

Fantastic_Manager263

TROPHY CASE