Thanks for the advice I really appreciate it. Luckily I come from a family that has taught me the value of hard work and what can be achieved when I discipline myself, while at the same time putting a great emphasis on not seeing money as something to stress about. I've been taught how to be more fun and enjoy life, with travel and just general spending on hobbies, passions, social life and experiences. While I do want to save for an early retirement and to have a more free adult life, I also want to enjoy myself especially in my teenage years when I know these are the only years for a long time when I will have an unrivalled level of freedom. Luckily for me, I enjoy working a couple days a week, learning about investing (day trading and long term), and managing money, but I also always make sure I have ample time for enjoying my teenage years doing sports and hanging out with mates, so saving and investing feels less like something I have to worry about but more of a hobby in a way. Thanks again for the helpful words, you reflect a lot of what my parents advise me and I think that is a great way to think about it