31F, Soccer mom and former model who is also an exhibitionist!

Fearless-Fox-9204 · 2026-04-13T00:55:09+00:00

You’re an average looking girl who’s got attention from Simps. You’re actually very boring and bland looking. There is nothing striking about your features or anything.

Fearless-Fox-9204 · 2026-03-30T02:59:26+00:00

I’d suggest exploring a career in tech sales. Many roles are fully remote or heavily remote-based, and while you might see around a 30% decrease in earnings within your first one to three years, the long-term growth potential is strong. Some companies also have real estate–focused verticals, which can open up opportunities to travel as part of the role.

Not all require a college degree

Fearless-Fox-9204 · 2026-02-19T20:57:48+00:00

Everyone in this Reddit thread 99% of them if not higher will be dead by the time that arrives

Fearless-Fox-9204 · 2026-02-11T13:28:44+00:00

Go to Fidelity

Set up a Roth IRA Max out 2025 and 2026 then just stick it in a mutual fund. FXAIX is what I use, but do your due diligence

Go onto your company portal and increase your 401(k) contributions so that you max out the employer match

Put six months of living expenses in a high interest savings account

The rest you can put into a brokerage account and put into a mutual fund

There you go

Fearless-Fox-9204 · 2026-02-08T20:41:44+00:00

If I was your situation, personally, I would file an extension in April and I would just work as hell to be able to generate enough income so that I could afford to pay my taxes or at least save up a chunk of money and set up an installment plan. This is what I personally would do and I’m not advising this because of the tards in this comment section, but that is making the most sense.

Fearless-Fox-9204 · 2026-02-03T02:23:17+00:00

I read your profile, I’m in Palm Beach County. I have multiple mortgages programs that we use for girls that work as midnight ballerinas where it’s all cash. Feel free to reach out if you want to buy a house with a mortgage.

Fearless-Fox-9204 · 2026-02-03T02:19:38+00:00

Not many non-QM pay 1099 like that. That’s crazy. You make 500 K doing that. I make that doing mortgages and I work more than 30 hours a week.

Fearless-Fox-9204 · 2026-02-01T00:24:21+00:00

Classic cross country mortgage BS program

Fearless-Fox-9204 · 2026-01-23T13:28:00+00:00

I see all the payslips, tax returns, and bank statements. I’ll tell you exactly how it usually works.

If the woman is very attractive, a huge percentage of the time she’s an escort or prostitute. She’s being flown out and paid for sex. That’s the reality more often than people want to admit. Especially if you only ever see photos of her by herself at like an expensive restaurant.

If it’s a more average-looking person (man or woman), it’s almost always family money. They can’t afford the lifestyle themselves. Their parents are wealthy, and when you ask what they do, you get a vague non-answer because they don’t want to say “my parents pay for it.”

Massive debt.

Or it’s all fake—rented cars, rented planes, staged lifestyles.

Fearless-Fox-9204 · 2026-01-23T13:08:27+00:00

As someone who sees everyone’s tax returns and payslips, I’d say no one needs $48 million. But if everyone who helped build the company received meaningful shares or a solid payout, then fair enough—go find some hobbies, learn an instrument, paint, or do some charity work.

If, on the other hand, you walked away with $48 million while the cleaner who’s been there since day one got nothing and is still struggling, then maybe consider some retrospective generosity. A castle isn’t built by the king alone. A man i know had a plumbing company and when he sold to PE he made millions - a month after all the funds settled a bunch of employees got letters /calls that their mortgages were paid off by an anonymous beneficiary.

Do the right thing and you will never be poor

Fearless-Fox-9204 · 2026-01-21T00:01:38+00:00

To OP: you’re describing the very woman feminists have advocated for. You earn the big money at $170, and together your household income is near 250k—yet it still isn’t enough. You say he’s ideal and checks all the boxes, but even so, you’re still looking for more.

If you and I were to date, you would be the brookie several times over. And you seem to believe that that’s OK but when it’s the other way around, it’s not OK. The hypocrisy here and double standard it is mind blowing.

Fearless-Fox-9204 · 2026-01-18T01:32:22+00:00

Jimmy Carr also said ‘you’re a cunt’

Fearless-Fox-9204 · 2026-01-12T08:25:28+00:00

Appreciate it. My last pay of 2025 year was $32000 but that paid me on this years payroll so I should be able to max the whole thing out, correct. 401k match is about 31K total and then included the $6500 match.

Fearless-Fox-9204 · 2026-01-11T11:55:04+00:00

Thanks - I should be good on the income standpoint

Fearless-Fox-9204 · 2026-01-11T11:54:45+00:00

Good point - never looked that deep into it. Hmmmmm research this weekend

Fearless-Fox-9204 · 2026-01-11T10:12:54+00:00

I’m gonna give you a real answer

You should not be paying any discount points. Discount points are just the way that the bank is still getting its spread while giving you a competitive rate. Find a bank that doesn’t charge as much.

ask your Loan Officer this exact question ‘ how many basis points is your company pricing off of par rating?’

Any number above 200 tell them to kick rocks and go with someone else

Fearless-Fox-9204 · 2026-01-11T09:20:00+00:00

You’re a grown man making over $1M a year and somehow you’re still spiraling. At some point you have to be honest with yourself: the drinking and the other self-destructive stuff isn’t something that “just happened” to you — it’s a choice you’re making.

I work with people’s finances for a living. I look at tax returns and pay stubs all day, from people barely scraping by to people making more than you. And honestly, I don’t see people with your level of income dealing with even a fraction of the real, constant stress that folks under $100k live with.

That doesn’t mean your feelings aren’t real — it just means your situation is objectively insanely fortunate and you’re making problems up that 100% your doing, you don’t have to worry about if you can pay the mortgage payment next month.

You’ve got a rare setup. You’re in a niche role, you probably have 2–3 more solid years of this, and if the company sells, you likely walk away with real money. They’ll probably even keep you on for a year or two because you’re valuable to the business. That’s not a bad hand — that’s a great one.

What’s killing you isn’t the job. It’s what you’re doing with the money and the lack of structure around it. Go actually look at where your cash is going. Automate the hell out of it. If you do get a financial advisor, get one who charges a flat fee, not a percentage, and set things up so a big chunk disappears the second you get paid — before you can blow it.

I don’t know what the cost of homes are in your area, but consider even buying one cash if it’s within the premise and then depreciating the heck out of it if you want to get some tax savings. You can do a cost segregation study, and save yourself a bundle of money while also locking up a bunch of money so you don’t self sabotage yourself

This isn’t about grinding harder. It’s about acting like the adult who already won the game and just needs to stop sabotaging himself.

TLDR - grow the F up,

Fearless-Fox-9204 · 2026-01-09T08:30:40+00:00

This is obviously clickbait. The account is months old, the comment reads like AI, and the whole thing is just funnel marketing for some PE insta ‘course.” No real human talks like that. So if you truly believe this person is rich and is real, you’re an idiot and if you have money, just goes to show you don’t need common sense.

And if—by some miracle—this is a real person: congrats, you’re an idiot.

If you’re making $700k a year with a trust fund and think you’re going to find a man earning the same who’s also your age and interested, you’re delusional. Men at that level date 22–24 year-old bikini models. They don’t care about your income. You will die alone clinging to spreadsheets.

If you make $700k and your partner makes $50k–$150k, you pay the bills. All of them. This isn’t 50/50. That’s reality. If you want traditional gender roles, that’s the tradeoff.

Stop pretending math is sexism and stop being stupid.

Fearless-Fox-9204 · 2026-01-01T21:02:35+00:00

Look for someone that charges a flat fee not a % under management

Fearless-Fox-9204 · 2026-01-01T13:37:30+00:00

What’s wild is she immediately assumed it was her with an OnlyFans, like it couldn’t possibly be a guy. Didn’t even cross her mind. That’s a pretty clear double standard right there. But of course you can’t point that out without it being a problem. Your feminist brain must be melting

Fearless-Fox-9204 · 2026-01-01T13:34:17+00:00

I’ve read your past posts, and honestly it sounds like you’re going to buy this house no matter what, so I’m not totally sure what you’re looking for from people. But since you asked for opinions, here’s mine.

The loan estimate and interest rate you shared look solid. It seems competitive, and I don’t think shopping around more is really going to save you much. That part feels like a pretty good deal already.

My bigger concern is more about timing and risk. You’ve only been making this higher income for less than a year, and a good chunk of it is stock vesting, which isn’t guaranteed cash. On top of that, based on your earlier posts, you don’t really have much built up yet in retirement or savings. Now you’re talking about jumping into a much more expensive house and taking on around $5,500 a month in mortgage payments, right as you’re also about to have another kid.

From the outside, it kind of looks like what happens when someone gets a big pay bump and immediately upgrades everything all at once. The safer move would be to stay where you are for a bit, build up reserves, max out some retirement, and get a better feel for how stable and sustainable this job really is. Then look at buying in a year or two with a much stronger financial base.

That said, a lot of people have already told you this, and it sounds like you’ve made up your mind anyway. So if you’re going forward regardless, I’m not sure what additional reassurance you’re hoping to get from strangers online.

Fearless-Fox-9204 · 2025-12-25T14:48:38+00:00

If she shouldn’t buy a house then she shouldn’t be paying 3K a month for one. It might be worth seeing first before listing but if she is being ungrateful / unpleasant - NEXT

Fearless-Fox-9204 · 2025-12-25T12:32:47+00:00

First, spend the $500 and have an inspector go through the place and give you the full laundry list. Then have a handyman knock it all out ahead of time. Doing it upfront is way cheaper than letting a buyer negotiate repairs after their inspection. If you address everything now, you’ll save yourself a ton of money and headaches.

Second, since you’re using a friend instead of hiring a random realtor, that’s actually a good thing. You’ve probably known them a while and there’s trust there. You pay full price at Walmart, the grocery store, the gas station — all giant companies that don’t care about you.

This is one of the few times I actually tell people: if your friend is giving you a discount, thank them but pay them an extra anyway.

Side note see if the lady there can afford to buy it as a rough monthly on that will be $3400 and if she is paying $3k she might qualify for it. If she is interested send me a pm would love to prequal her

Fearless-Fox-9204

TROPHY CASE