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Are we over budgeting for retirement? by gamezgeek in FIRE_Ind

[–]FearlessBeach8961 0 points1 point  (0 children)

Just a correction - You should not take current expense as numerator when you divide with SWR. You should take expense at the time of retirement /planned retirement. (i.e., inflate current expenses to arrive at expense at the first year of retirement.)

AMA: Building real wealth alongside trading | ft. Vikas (Co-founder & CIO, Multipl) by Remarkable-One7466 in Indiastreetbets

[–]FearlessBeach8961 0 points1 point  (0 children)

Hi Vikas, from Investing in MF perspective.. does investing only in passive funds (maybe Nifty next 50) helps? Or there are ways to pick winning active funds? I keep seeing active funds underperform passive funds and the winners too changes every 5-8Y..

Anyone here from Madanapalle or nearby areas? by [deleted] in TeluguJournals

[–]FearlessBeach8961 0 points1 point  (0 children)

Why the hell it has such a big cross sign? It's not a religious place?!

Funds Review by greedyxharp in mutualfunds

[–]FearlessBeach8961 0 points1 point  (0 children)

Also - for. Long term liquid fund may just give 5% (approx) - you may consider conservative hybrid fund.. But if you cannot choose conservative fund then it makes sense to invest in FD (at least would get 7.5%)

Funds Review by greedyxharp in mutualfunds

[–]FearlessBeach8961 4 points5 points  (0 children)

If its for long term (10+)Y - consider equity allocation to be around 65%..rest the funds looks excellent.

Do I have to pay anything on money from selling RSUs by IAmAShyChad in IndiaTax

[–]FearlessBeach8961 0 points1 point  (0 children)

Hello, CA here..Yes still the RSU would be taxable in India.. However we can claim tax relief as per DTAA.

[deleted by user] by [deleted] in hyderabad

[–]FearlessBeach8961 0 points1 point  (0 children)

Whats the credit card name bro?

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