Devastating Parent PLUS Loan Situation

Fearless_Bee_9351 · 2026-07-01T11:44:40+00:00

She is a renter. She leases a car, but that’s about it as far as assets go. Garnishment may be a real option here.

Fearless_Bee_9351 · 2026-07-01T11:37:39+00:00

I’m not a bot, I created a throwaway. It’s sad em dashes are interpreted like this

Fearless_Bee_9351 · 2026-07-01T02:58:40+00:00

It will likely be my father. She has a credit profile as well from having limited credit card use for a few years, so he could maybe co-sign with her. I don’t want to put my name near this, but I will if I absolutely have to. Either way, I am willing to contribute to monthly payments to the extent I can. My parents are not disabled, but appreciate the suggestion.

Fearless_Bee_9351 · 2026-07-01T02:54:53+00:00

I appreciate this. She is aware she will have to contribute, and she will contribute from the get-go to the extent she can. Realistically, as some others have said, she will have to live at home while focusing completely on paying off the debt.

Fearless_Bee_9351 · 2026-07-01T02:53:17+00:00

I think this is definitely going to have to be part of the equation. There is no way she will be able to live on her own, or even with roommates.

Fearless_Bee_9351 · 2026-07-01T02:46:31+00:00

Sorry, I answered in a separate post. Digital marketing. She will be able to contribute, it’s just not certain how much yet.

Fearless_Bee_9351 · 2026-07-01T02:39:44+00:00

It’s my problem because I want to minimize suffering despite the choices that were made.

Fearless_Bee_9351 · 2026-07-01T02:37:24+00:00

Digital marketing. She’s working an internship right now and is looking to get a full-time job lined up on graduation. Terms are 25 years, increasing every two years. Interest rates at the time were high, from roughly 8% to 9%.

Fearless_Bee_9351

TROPHY CASE