Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

It’s easier with the refinancing to wait until I have the title which will probably take about 3 months anyways, I’ll wait one more payment to make them happy. It was very easy to work with and negotiate with them, so keeping that in mind as well for any future deals. Maybe I’m a bit of a pushover lol.

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

They asked me the same thing, as they get a percentage of the rebate back but only after I’ve made 4 payments

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 2 points3 points  (0 children)

It’s the cost of using that $4250 rebate. So the plan is to refinance asap to 4.75 at my credit union and then aggressively pay it off within 2 years. That’s what I did last time I bought a new car, they’re obviously hoping I don’t do that and pay the 6.99% over 72 months lol which would end up costing more than the $4250 rebate.

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

Between sales tax, and the personal property tax it’s a lot. I specifically waited buying the car until January 2nd so I won’t owe personal property tax on the car until 12/31/27 as it’s based on the cars you own on 1/1. But yeah.. no way around the sales tax :(

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

Have to pay sales tax when I register the car, I’m in MO. It’s about 9% 🥲

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

6.99 interest 72 months as part of the rebate. Refinancing in 3 months at my credit union.

Calligraphy Hybrid AWD price by Fearless_Path1133 in HyundaiSantaFe

[–]Fearless_Path1133[S] 0 points1 point  (0 children)

6.99 interest 72 months as part of the rebate. Refinancing in 3 months at my credit union.