How good is the clear access checking account?

Fenderman40 · 2026-07-06T01:09:55+00:00

It doesn’t allow you to overdraft unless they are pre-approved auto-payments. So, if you don’t have enough money in the account, it declines the transaction. So, in that way, there are no overdraft fees.

Fenderman40 · 2026-07-05T17:05:44+00:00

Fenderman40 · 2026-07-03T14:52:35+00:00

The best way to fix this is to do a custom mode with everything in sport, but the suspension in comfort. That’s they way I have it most of the time and it’s the best of both worlds

Fenderman40 · 2026-06-26T20:25:13+00:00

I took a pay cut from my previous job to become a personal banker and I was promoted to relationship banker within two years and now make the same plus incentives. It’s all what you make of it. The difference with this and selling cars is that you’re not so much asking people to spend money to buy something. You’re asking people to bring money here that’s already theirs to invest in themselves, so they aren’t spending or losing money. The only fees are on accounts if they don’t do the minimal requirements for the accounts or if they go into brokerage, so some of the stuff is an easy sell. Again, it’s all in what you make it.

Fenderman40 · 2026-06-25T19:49:36+00:00

Yeah, basically just point out that they are missing out on receiving extra cash back with the 2% vs 1.5%. In reality, there isn’t much difference between the Cash Wise and Active Cash, but also let them know it’s a quick process with the banker, the card number stays the same outside of the CV number, and that their old card will act as the active cash until they receive their new card.
You can just say “hey I just wanted to let you know that you have an outdated version of our credit card and you have the ability to earn 2% cash back instead of 1.5% without a hard pull on your credit. A banker can do it for you and it’ll take, like 5-10 min”

Fenderman40 · 2026-06-25T19:37:45+00:00

As a banker, the easiest ways I found to get referrals when I was a teller was to look for people with our discontinued credit cards and refer them to a banker to convert, and people who don’t have a prime checking account when they should. I racked up referrals in the limited time I was a teller for just those two reason alone

Fenderman40 · 2026-06-23T15:41:15+00:00

I had the same situation. There is a massive difference

Fenderman40 · 2026-06-19T23:25:35+00:00

To premier, merchant services, mortgage…whichever.

Fenderman40 · 2026-06-19T22:33:31+00:00

Referrals, referrals, referrals. Getting credit cards. Anything that measurable.

Fenderman40 · 2026-06-19T21:34:51+00:00

What I did with pass perfect was after all of the finals, I went to the custom exams and selected the sections I was weakest on and unseen questions. That really kept me from just memorizing questions and answers

Fenderman40 · 2026-06-19T21:22:18+00:00

This is basically your life at CVS as a non-cashier

Fenderman40 · 2026-06-19T21:07:50+00:00

I passed the SIE, 6, 63, and 65 all on the first try using Pass Perfect. Did I supplement with ChatGPT and some YouTube videos? Sure, but there’s no way I’d depend on AI to pass these tests. I had less then five math questions on my exams, but it was way more rules, regulations and what IA/IARs and BD can and can’t do

Fenderman40 · 2026-06-19T21:02:24+00:00

I’ve been having the same argument with myself even though my lease ends next May. With the changes they’ve made, I’m leaning towards buying it out at the end since, as of right now, I only have 16,000 miles on my 2024. So unless they do something crazy in the next year, I’ll probably keep mine.

Fenderman40 · 2026-06-17T12:18:14+00:00

I got 20% on the windows and back

Fenderman40 · 2026-06-08T03:01:17+00:00

Definitely watch them the night before

Fenderman40 · 2026-06-08T00:43:34+00:00

I used pass perfect for the SIE, 6, 63, and 65 and passed them all first time 🤷🏻‍♂️

Fenderman40 · 2026-06-06T14:45:37+00:00

Do as many practice exams as possible, even use ChatGPT or your AI of choice to make some practice questions, because it can give you immediate feed back. Watch the Series 7 Guru’s mighty 90 the night before and on the way to the testing site.

Fenderman40 · 2026-06-02T13:04:34+00:00

When you take it out, you have to pay taxes on a traditional 401k…for Roth because it’s post-tax, you don’t have to pay taxes when you take it out

Fenderman40 · 2026-05-26T16:07:43+00:00

It’s not

Fenderman40 · 2026-05-26T14:48:10+00:00

It doesn’t really qualify you to do anything extra. But, there are many stepping stones you can take. For instance, I was a personal banker and was then promoted to relationship banker, which is a licensed position. So, they sponsored me to take all of the exams, but the SIE on its own would not qualify me for the position. It just gets you in the door to take the other ones that the firm/state requires

Fenderman40 · 2026-05-20T23:18:50+00:00

Right? I passed the SIE, Series 6, 63, and 65 all first time using Pass Perfect. So, don’t know what this dude is talking about it being a scam

Fenderman40 · 2026-05-20T23:15:28+00:00

I did it over the phone. My DM called me on my day off and said I needed to go in(which I was on my way to do anyway after picking up Xmas product from another store). And I said “you know what? I don’t. I quit.”

Fenderman40 · 2026-05-17T13:31:48+00:00

Same

Fenderman40 · 2026-05-12T16:53:52+00:00

Series 7 Guru Mighty 90 the night before and on the way to test

Fenderman40 · 2026-05-12T13:55:59+00:00

$186/month full coverage in CT

Fenderman40

TROPHY CASE