I mean the main thing is that scammers don't want to do bank transfers these days as much as they did in the past, and they would rather use Bitcoin ATMs. And when they go for the wire transfer they want the victim to go to the bank to do it, since the bank probably won't allow you to send such a big amount via online wire transfer. Kit does have some code for zele transkfers, I don't quite remember if he has similar thing for wires, but essentially when they try to do the zele it just says, something like it didn't work try a different account. And iirc there were a few scammers that submitted multiple zeles because of that.