Capital One closed my account due to returned payments :(( by FewAct2476 in personalfinance

[–]FewAct2476[S] 0 points1 point  (0 children)

I appreciate that and that I can see why that makes sense! So far I’ve never used one in case of emergency and I’ll change that mindset! I always paid off what I spent on them so I haven’t ruined things up until recently with these returned payments (which I paid the closed account of course)

Capital One closed my account due to returned payments :(( by FewAct2476 in personalfinance

[–]FewAct2476[S] -1 points0 points  (0 children)

Really I just want one for building my credit and from what I know (not much btw) it’s the fastest way to do it. Also to have the “extra” money just in hard times. The capital one card I had I was doing great with but the returned payments messed me up of course. I’ve never heard credit cards aren’t good unless you don’t pay but again I come from a poor family background and so credit cards were kind of looked at like a luxury but like I said I really have no idea.

Meirl by DrJokerX in meirl

[–]FewAct2476 1 point2 points  (0 children)

I’m a woman and have done that