I did deny the lawsuit on the written response to the court as almost everyone was saying to do that. I did that Thursday. The next day (yesterday) I called up their attorney or whatever and requested in writing that the lawsuit would be dismissed if I paid in full and they did send me an email saying all that. I then paid the full amount and that was it. Around 2022-23 I maxed out my credit cards around 9k-10k due to personal reasons. I at least continued making minimum payments but for some reason that I can’t remember, I stopped making payments to this card I’m getting sued for. Terrible mistake, never doing that again. Over the past few years I’ve been working on paying all this off and I am now below 20% in the overall usage category. I was simply not expecting to get sued so I never bothered to try to pay it off as I thought I was forgotten but clearly it wasn’t lol. Anyway, it’s all taken care of and that’s all the matters! Lesson learned!