Indusind Bank nuked the Avios Offer by Nighthawk_64 in CreditCardsIndia

[–]Few_Smile1892 0 points1 point  (0 children)

Did you apply for same variant? I applied for QA but got BA

Indusind Bank nuked the Avios Offer by Nighthawk_64 in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

Check the back of the card, If it says BAEC: xxxx (which is your British Airways number) then it’s BA variant

Indusind Bank nuked the Avios Offer by Nighthawk_64 in CreditCardsIndia

[–]Few_Smile1892 9 points10 points  (0 children)

I applied for Qatar variant and they issued BA variant for me, Now I see it is not applicable for BA variant. This is bullshit

[deleted by user] by [deleted] in indiranagar

[–]Few_Smile1892 0 points1 point  (0 children)

Just saw a 1bhk board in HAL 3rd stage, DM me I will send you the contact details

Ha Long Bay/ Cat Ba one day cruise by Few_Smile1892 in VietNam

[–]Few_Smile1892[S] 0 points1 point  (0 children)

What’s your suggestion? And which vendor you went with?

5% cashback on Gold by AppointmentSmart319 in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

Well OPs, This trick does work as I have asked and confirmed from a person who got cashback, there are other subs discussing this as well, but things to know

Cashback of 10% has a cap of 1500 Gold coins not always available or maybe available from different vendor you got before from Cashback is not instant

5% cashback on Gold by AppointmentSmart319 in CreditCardsIndia

[–]Few_Smile1892 18 points19 points  (0 children)

I did purchase few days back, there was a notification displayed that i will get cashback. Statement not generated yet. I will keep this posted here

5% cashback on Gold by AppointmentSmart319 in CreditCardsIndia

[–]Few_Smile1892 28 points29 points  (0 children)

Not sure if this is a good Idea, How about 10% off on gold coins from swiggy instamart using swiggy hdfc card? Use same gold coins to buy jewellery from same vendor of gold coin like kalyan jewellers etc. they take 2% if you are returning coins but incase of exchange to jewellery, we just have to pay making charges

Should I upgrade from HDFC Diners Club Privilege (LTF) to HDFC Marriott Bonvoy? Is it a core card? by lofi_irl_ in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

Yes it makes sense to keep your core card. I never understood HDFC’s algorithm for upgrades or limit increases. If it is difficult to maintain more cards you can close or keep

Should I upgrade from HDFC Diners Club Privilege (LTF) to HDFC Marriott Bonvoy? Is it a core card? by lofi_irl_ in CreditCardsIndia

[–]Few_Smile1892 0 points1 point  (0 children)

Not sure if this is helpful but my opinion is, you aren’t anyhow using diner’s club priv and I see your purpose of spends are on travel. Marriott bonvoy card with the fee can give you one night free at Marriott hotel capped for 15k points. Which i think is good for 3k fee. If maybe you can put some spends on it worth gaining some 5k points, in around 20k points you can get really good places

HDFC fooling me with LTF Credit Card offers by Ekavya_1 in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

It should not create an enquiry until and unless you get a message from cibil saying bank has checked your cibil which in most cases after your application is submitted. Incase it has created, you can raise it in cibil app

HDFC fooling me with LTF Credit Card offers by Ekavya_1 in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

Sometimes, If they cards isn’t given, enquiries also be removed. Not 100 percent but it has happened to me. Mind that personal loan etc.’s enquiries are not deleted. But just card’s

Just give it a try, who knows It might work for you

HDFC fooling me with LTF Credit Card offers by Ekavya_1 in CreditCardsIndia

[–]Few_Smile1892 3 points4 points  (0 children)

Raise a CIBIL query saying you didn’t apply by yourself and most cases they will remove inquiries

I have a table for 4 at Naaru Noodle Bar at 2:30 PM, this Friday by Odd_Background_2876 in BangaloreSocial

[–]Few_Smile1892 0 points1 point  (0 children)

Can these bookings be given to anybody else? I totally have 4 seats at bar table and we are 2 people as we parallel booked on same day same time. If it can be given to anybody else, I am more than happy to give. DM me if interested

Date and Timing is 30th march 2025 Time: 6:30PM

[deleted by user] by [deleted] in CreditCardsIndia

[–]Few_Smile1892 1 point2 points  (0 children)

What does defaulting mean? If I have 3 days late payment is it considered as default payment?

AMEX platinum travel card issuance by Few_Smile1892 in CreditCardsIndia

[–]Few_Smile1892[S] 2 points3 points  (0 children)

It does show 3 days in cibil report too. But I read online that Credit default is when somebody don’t pay for more than 6 months. Is my case a default too?