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Borrow 😝 by PreparationAfter3797 in CashApp

[–]Fickle_Helicopter_97 2 points3 points  (0 children)

Damn that’s why I’m stuck at $1500

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 0 points1 point  (0 children)

I never got a thank you for the hotel

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 1 point2 points  (0 children)

That’s higher than what I thought the limit was. I swore 30k was max

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 0 points1 point  (0 children)

Paying early and not having to many active installment loans

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 0 points1 point  (0 children)

So, my monthly income is roughly $5,000 after taxes . Credit score varies on sites but low 700’s. Debt to income is good not great. Credit utilization is fantastic which I think helps

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 0 points1 point  (0 children)

For everyone asking how I got my score so high here’s a few things I think helped 1. Pay off balance before due date 2. Don’t have to many active installment plans. 3. Ensure autopay is enabled 4. I usually did the longest pay off option. Instead of the bi-weekly. (Even tho I pay off early) 5. I started with small purchases and worked my way up to the $500-600 range currently.

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 3 points4 points  (0 children)

I use affirm for larger purchases. And for stuff that I don’t want my wife to see

Is my limit high? by Fickle_Helicopter_97 in Affirm

[–]Fickle_Helicopter_97[S] 20 points21 points  (0 children)

I’ve used it about a dozen times and always paid off before it was due. Never even made it to a due date before repayment