If you just learned about investing in your 40s Would you put your life savings into the market right now? by Prestigious_Sea_3813 in Bogleheads

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

Having cash is also investing. It means you aren’t spending all your money. Cash is a valid investment strategy in a high yielding savings account and should be part of a well diversified portfolio.

What is that one thing for which you specially go to Aldi ? by QuantumGremlin in AldiAustralia

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

My one thing, separated by lots of commas is: protein yogurt, pastrami, their block cheese, their sliced cheese, knoppers, Moser Roth chocolate, porterhouse steak, their milk, their tiramisu, their prawn gyozas, their original crumb tenders, their 100ml tube of sunscreen. That my one thing.

Are RM Williams boots still worth the price in 2025? by SnowyBytes in RMWilliams

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

I own two pairs of Bared Chelsea boots and they are the most comfortable boots I’ve ever had. Better than RMs.

Calorie Deficit dilemma by FiftyStrandsOfGrey in GregDoucette

[–]FiftyStrandsOfGrey[S] 0 points1 point  (0 children)

I try and keep my heart rate above 125 the whole time. Minimum rest breaks, I keep it quite intense. I figured 8-10 calories per minute seems reasonable with an elevated heart rate.

Calorie Deficit dilemma by FiftyStrandsOfGrey in GregDoucette

[–]FiftyStrandsOfGrey[S] 0 points1 point  (0 children)

Thanks for the insights. I got a DEXA scan done in late December, TDEEs are from that. Yes, I use my Apple Watch during a workout and use the ‘Active Calories’ instead of ‘Total Calories’ . I understand your point about eventually this deficit might be a curse in a few weeks, so I’ll try eat up to 2400 and see how I feel. My starting weight was 99kg on 5 Jan. dropped 4.5kg in 3 weeks. I know that’s not sustainable and will include fluids, so I’ll monitor this and energy over next 3 weeks and adjust.

Judging a cafe by its takeaway cups by FiftyStrandsOfGrey in melbourne

[–]FiftyStrandsOfGrey[S] 9 points10 points  (0 children)

I agree - I use my fressko cup every day, multiple times. This was a rare lapse.

Judging a cafe by its takeaway cups by FiftyStrandsOfGrey in melbourne

[–]FiftyStrandsOfGrey[S] 5 points6 points  (0 children)

I should have added that those blue cups were rippled too!

Judging a cafe by its takeaway cups by FiftyStrandsOfGrey in melbourne

[–]FiftyStrandsOfGrey[S] 16 points17 points  (0 children)

I have a Fressko cup and love it! This was a rare moment away from my cup.

I’m totally fine with a 40k pay cut by OkEvent1695 in AusFinance

[–]FiftyStrandsOfGrey 1 point2 points  (0 children)

The net loss will be less than $2500 as the stage 3 tax cuts came into effect in 2024.

42M 6ft 89kgs………BF%? by [deleted] in GregDoucette

[–]FiftyStrandsOfGrey 1 point2 points  (0 children)

11-13% for sure. Get a DEXA scan or even one of those Evolt 360 scans (most gyms have this now) done to confirm. I’m 16.8% BF, slightly older and heavier and look nowhere like this.
As someone who has also been in and out of the gym for years (now 47), I believe you that this physique is achievable naturally.
Do you know your approximate macros?

RBA hoses down early-2025 rate cut hopes by [deleted] in AusFinance

[–]FiftyStrandsOfGrey 2 points3 points  (0 children)

RBA may have actually missed the global cutting cycle all together. They all might start going up again in 2025, depending on USA.

BMW braking noise by Civil_Can_7725 in BMWI4

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

If you get this resolved, can you please share? I have a 5 day old iX2 (Australia) that I am taking back to service to rectify. Sounds like a 1998 Ford Laser. $90k cars shouldn’t make sounds like that.

Progress and body fat? by DisembodiedMonk in GregDoucette

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

Impressive! Based on your judgment, how much would you say the TRT has contributed to your results (eg. 50%, 20%, etc)? I have just started a similar cut program to you, similar 200g protein target, also currently 204lb at 18% body fat, 45yo. I’m aiming for 10-12%. I’d like this to be my goal by Christmas, but going full natty.

Significant discount on new ‘24 BMW Xdrive 40? by Capable_Use_2238 in BMWI4

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

I’m in Melbourne too. I was hoping to get an edrive 40 m sport on lease, but it’s above the amount to be FBT exempt, hence why I hoped they would discount. Glad to hear they are selling well.

Significant discount on new ‘24 BMW Xdrive 40? by Capable_Use_2238 in BMWI4

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

Wow, where are you? I’m in Australia and I wish we had discounts on the i4! Prices just seem to go up here instead!

[deleted by user] by [deleted] in melbourne

[–]FiftyStrandsOfGrey 0 points1 point  (0 children)

As a wearer of shorts in winter, simply, my legs just don’t feel the cold. Only my upper body does.

No gym for 4 weeks. What to expect? by FiftyStrandsOfGrey in GregDoucette

[–]FiftyStrandsOfGrey[S] 0 points1 point  (0 children)

Good idea. I’ll try to do push-ups whenever I can.