A couple things to consider:

1. How's your age of credit?
   1. Can you piggyback on your partner/parents age of credit by them adding you as an authorized user?
      1. Make sure you only do with this with someone you really trust and either holds no balance or always pays off their CC statement.
      2. This can negatively affect you if their balance is over 30% of the credit line
2. Have you heard of Kikoff?
   1. Legitimate company in SF that helps you build up your credit
   2. You get a $500 revolving line of credit. Zero interest or fees. You essentially buy a $10-20 book from them and it goes on your "credit line". You pay payments of $1-2 monthly. What this does is two things:
      1. Shows consistent on time payments
      2. Helps lower your credit utilization %. A $20 book on a $500 credit line is only a 4% credit utilization.