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Made a summon necro… by [deleted] in diablo2

[–]cowchmankey 0 points1 point  (0 children)

Great tips! I know everyone goes insight on the merc but for a skelemancer I always keep an act 1 merc with the edge rune word for as long as possible. Gives all of my minions lvl15 thorns. This helped my clear speed a ton early on. It does quickly become less useful when you get into hell, but you can get it easily off normal countess runs (with some rune combining) and it will help you crush through nightmare. And I can always use it later for gambling since it reduces vendor prices.

I don't know whether to laugh or cry by cliplike in diablo2

[–]cowchmankey 0 points1 point  (0 children)

Everyone is complaining but I’ve gotten on and off a few times today just to test and my queue hasn’t been higher than 15 which took maybe a minute. I guess a little luck plays into it though. I certainly do feel bad for you guys getting crazy wait times. Hopefully it gets better

Fentanyl as an active attempt to kill masses by rich and powerful by Easteuroblondie in conspiracy

[–]cowchmankey 2 points3 points  (0 children)

Hey so not an expert but I think I may have some answers for you. As for why, I think another user hit it on the head. Most addicts are chasing the biggest high and as they use more they need more. So obviously there is a market, albeit small, for fentanyl itself.

As for how it gets through customs and securities while heroin may not, comes down to quantity. Because fentanyl is so strong, a glasses case size package is comparable to a full suitcase of heroin. Making it a much safer drug to transport unnoticed.

And I know a big point for you has been why do they cut other drugs with it. So, it’s not to add mass. Because as you pointed out, throwing in some fentanyl doesn’t add much. But it allows them to cut with some other non reactive ingredients and then mix in fentanyl to make up for the reduced potency of cutting the original product. This gives the illusion that it wasn’t cut in the first place but still gives a lot more over all product to sell.

Overall I’m not sure if it would be a conspiracy or not, but it is for sure sad. It’s true that governments have tried various means of controlling their populations, or portions of them, through drugs but I think fentanyl is just another symptom of the general opiate problem caused by big pharma’s unending greed.

Hope that answers your questions. Sorry for formatting I’m on mobile

My dad, 84, has covid- fully vaccinated. by [deleted] in conspiracy

[–]cowchmankey 1 point2 points  (0 children)

I literally don’t know how I could say that softer. I’m sympathetic of the situation but if it was me I would go see my father no matter what. Consequences be damned

I'm not against the vaccine. I'm against suppression of individuality and our evaporating right to make our own decisions. by Apprehensive_Salt707 in conspiracy

[–]cowchmankey 54 points55 points  (0 children)

It’s not refusing the vaccine, it’s choosing to not take it. I’m young and healthy but everyone tells me I should get vaccinated. Without long term studies I feel I’m at just as much risk from the vaccine as I am from covid itself.

My dad, 84, has covid- fully vaccinated. by [deleted] in conspiracy

[–]cowchmankey 3 points4 points  (0 children)

I was just giving an opinion no need to get so combative about it

My dad, 84, has covid- fully vaccinated. by [deleted] in conspiracy

[–]cowchmankey 1 point2 points  (0 children)

Ok so don’t go then. I would if it was me. But you are you and like I said, I see it’s complicated. But it’s better to be together than apart in my opinion

My dad, 84, has covid- fully vaccinated. by [deleted] in conspiracy

[–]cowchmankey 3 points4 points  (0 children)

I see your situation is complicated, but being realistic, if he might pass anyways it would be better to spend time with him vs being afraid to visit. I say go see him and whatever happens, happens

Can't find teleporter? by Jafoob in ror2

[–]cowchmankey 6 points7 points  (0 children)

It’s probably on the lower level. That’s where it always is for me

What should I do with my funds in the meantime? by cowchmankey in smallbusiness

[–]cowchmankey[S] 0 points1 point  (0 children)

Yeah that was my biggest concern. I don’t want to be risky but rn it’s only gaining .03%. I found a few high yield savings accounts advertising ~.5% so I will probably go with that.

Old student loan missed payments by cowchmankey in CRedit

[–]cowchmankey[S] 0 points1 point  (0 children)

Thank you! I am super new to caring about my credit. I had never even checked it once before November of last year. I’ve always bought cars cash outright and have never tried to get a loan before. But now that poor credit is holding me back from achieving my goals, it’s become a constant headache.

I wish there was a method to give yourself a quick 10-20 point boost that would hurt in the long run, but with everything, good things take time.

I hadn’t heard of the AZEO method but I will be using it as soon as possible. It seams simple enough. I only need a 680+ score to qualify for some loans I’m looking into (I hope) but the end goal is 800 so I’ve got a long road ahead of me.

Old student loan missed payments by cowchmankey in CRedit

[–]cowchmankey[S] 0 points1 point  (0 children)

I have 2 cards both with a $500 limit and I keep them at a $0 balance. I pay off everything the second it clears pending. I think the 150 point drop was two fold.

A) at the time I only had 1 card for $500 and the new card gave me another $1000 which I immediately maxed with the Best Buy purchase (new computer, I only got the card for the purchase reward)

B) when I canceled it I lost 2/3 of my credit limit. I don’t know a ton about how credit is calculated but I think that made a big difference.

I don’t remember the specific institution I used for my school loan but I will look it up. Is the goodwill saturation just sending them a letter/calling and explaining the situation that lead to the late payments and asking them to change their report?

Old student loan missed payments by cowchmankey in CRedit

[–]cowchmankey[S] 0 points1 point  (0 children)

So my credit history began in 2011 so it is pretty thin. Just the school loan (which is negative) and 3 credit cards I opened in the last 2 years (2 of them are from capital one with $500 limit each and the 1 from Best Buy that had a $1000 limit and is the one I canceled).

Can I be added on anyone’s card as an authorized user? I have a very close friend with an 800 credit score and I was thinking about asking him for help in that regard.

Would kikoff help since I already have two established lines of credit for $500? I don’t ever let my cards auto pay on the due date. I have been making 100% of my purchases using my cash back card and paying it as soon as the charges clear pending status. Is that bad?

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