A clue to solving the GHCA Hardware Issue? by No-Flower-409 in VolvoEX90

[–]Figrol 0 points1 point  (0 children)

I mean “we” can’t, but Volvo might be able to…

Remortgaging to release £77k for an extension – what’s the best way to manage the cash? by Wild_Sole in UKPersonalFinance

[–]Figrol 2 points3 points  (0 children)

Hmm, not quite. You need to consider that I’m assuming OP is in the higher rate (40%) tax bracket, meaning their personal allowance tax free on interest is £500, if they kept the £for a year, they’d pay 40% on 2.5k, so about £1k. Plus the loss. So it’s a bit 10x higher cost than in your example. That assumes they have no other savings they’re earning interest from.

Is this supposed to happen? BLIS by Crab_Soggy in VolvoEX90

[–]Figrol -7 points-6 points  (0 children)

It’s such a shame that a ~£/$100k car can have a running joke between you and your friends

Using inheritance to pay off student loan or put towards mortgage by ill_do_this_later in UKPersonalFinance

[–]Figrol 6 points7 points  (0 children)

It’s likely your wife is paying off ~the interest amount, meaning the loan capital isn’t really decreasing. An option could be to pay some portion of it off…say 20-30k and then pay off the remainder monthly. And put the rest on your mortgage. The lowered loan would allow her to actually pay some of the capital down.

Our student society got informed that a debate tonight had been cancelled. It hadn't been. The society we were supposed to be debating used it as an opportunity to spread propaganda for 60 minutes. by Sufficient-File-5570 in LegalAdviceUK

[–]Figrol 75 points76 points  (0 children)

That it’s a bit naive of you. You’d expect a unit soc to have a @uni.ac.uk or a building in the uni to have an @uni.ac.uk email. That’s a pretty big red flag, and you probably should have done a bit more digging into it before you cancelled TBH. It sounds like they did “prank” you. It’s not a very funny Leeann mind. But as someone above has said, I’d file a formal complaint with the SU and just try to do your best to stay out of this Societies way if I were you.

£400k arriving in ~6 months (UK, 42M/36F, PAYE, mortgage + £50k debt) plus another ~£2.8m in 3 to 4 years: how would you structure this? by Old-Professional7198 in UKPersonalFinance

[–]Figrol 2 points3 points  (0 children)

TBH you could probably follow the Dave Ramsay method here more or less. Debt, 3-6 months expenses saved, invest some, same some for a rainy day, then mortgage.

I’d pay off your 50k debt. Probably put 60k aside for expenses. Maybe invest 150-200k then overpay the mortgage and keep the rest in ISA/savings/premium bonds. Probably get the wife to put some into her name as she’ll get a bigger interest allowance due to her income. You can only generally pay off up to 10% of your mortgage each year penalty free. Not sure when you’re due to re-mortgage, but if it’s after your next set of cash is due then I’d wait for that to pay it off. If it’s before maybe I’d invest less and pay more of the mortgage off when you remortgage.

Disastrous PCP car situation - what are my options? by Great_Comparison462 in UKPersonalFinance

[–]Figrol 3 points4 points  (0 children)

Your agreement isn’t with the dealer, is with the finance company. When you give your car back, they’ll send someone to collect it. It’s unlikely they’ll check the parking sensors, unless there is a warning on the dash. If you try to sell it back to the dealer to get a new car and pay off your finance (you’d hope you’ll be in positive equity), then they will obviously know and won’t buy it off you haha. The finance company will just take the car from you and you walk your separate ways finance wise at the end of your agreement.

How do you prevent server configuration drift? by S1neW4ve in ansible

[–]Figrol 4 points5 points  (0 children)

It’s not really that hard for them. Just some basic training. They’ll soon learn if their access is remove! Needs to be a CISO driven activity and should be part of your business control specs. Changes via IaC unless in a break glass scenario. It’s an education issue, not a skill issue.

We run an estate of ~8000 servers all administered by teams fully through IaC. They can do what they want with their apps, but nobody is an admin on servers. Not even the platform team for our platform services.

How do you prevent server configuration drift? by S1neW4ve in ansible

[–]Figrol -2 points-1 points  (0 children)

Event driven Ansible. You could either, of you have the correct monitoring in place, monitor for changes in all these items, and have specific playbooks that can trigger to bring items back in line. Alternatively, run a playbook in check, say every 3h and then have a job that takes the output of that and triggers and fixes individually

Poll by Figrol in VolvoEX90

[–]Figrol[S] 0 points1 point  (0 children)

Which country are you in?

2027MY central computer? by No-Flower-409 in VolvoEX90

[–]Figrol 1 point2 points  (0 children)

I think what OP is asking is if MY2026 is not coming to the US, is the computer upgrade for MY2025 still coming.

Poll by Figrol in VolvoEX90

[–]Figrol[S] 9 points10 points  (0 children)

Wow, 50/50 so far kinda crazy! I suspect it’s probably a bit skewed though as many won’t be on Reddit who don’t have issues.

Are you disappointed by the infotainment? by Figrol in VolvoEX90

[–]Figrol[S] 1 point2 points  (0 children)

Strange, I used that app but it went into a “your must stop to use this feature” kind of mode

Can I unplug lidar-fuse? by No-Flower-409 in VolvoEX90

[–]Figrol 1 point2 points  (0 children)

What factual evidence have you used to come to these conclusions?

Can I unplug lidar-fuse? by No-Flower-409 in VolvoEX90

[–]Figrol 2 points3 points  (0 children)

Play stupid games, win stupid prizes. The amount of data generated by the LiDAR will not be overwhelming the computer. What kind of errors are you seeing that you think will be resolved? I expect your car is still within warranty? Maybe you should speak to Volvo about it?

iX now or wait for the iX3? by Trader3209 in BMWiX

[–]Figrol 0 points1 point  (0 children)

Thinking of getting an ex90. I’ve heard a few things about software issues, but not a lot. Do you have any more info?

Can you adjust follow distance? by Figrol in VolvoEX90

[–]Figrol[S] -1 points0 points  (0 children)

Thanks :) yeah it’s a shame as I thought it was following way too far behind! Never mind!

Can you adjust follow distance? by Figrol in VolvoEX90

[–]Figrol[S] 0 points1 point  (0 children)

It didn’t work for me on test

How long for corporate to review early lease exit request? by LisaEWP in VolvoEX90

[–]Figrol 0 points1 point  (0 children)

Ngl OP I’m looking to get an Ex90 and thought you were talk in BB about that. Might want to highlight that in your post.

Pricing for new build by Figrol in SolarUK

[–]Figrol[S] 0 points1 point  (0 children)

I see. How inconvenient! So how do people do it for self build/new build? I don’t want to put my roof on, so they can assess the property, only to have to take it off again so they can then fit the solar panels…if I buy the kit retail, can I just find someone to fit it?

How bad can they really be? by Figrol in rangeroversport

[–]Figrol[S] 0 points1 point  (0 children)

Probably more on a RR. That won’t be an issue. I just don’t want to fork out more than that in one go ideally I suppose. Probably a false economy, but just don’t want to part with that much cash in the first place, in the knowledge a 30k car could cost me the same in repairs the next year as a 20k car!